Prompts for Insurance Risk Analysts: copy one, fill it in, paste it into your AI.
Track progress as a memberIn this lesson
- 01Analyze Regulatory Compliance of CompetitorsUse this when you need to analyse how competitors adhere to industry regulations, identify compliance gaps, and monitor updates.
- 02Benchmark Competitor PerformanceUse this when you need to compare your organization's performance against competitors in areas like claims processing, customer satisfaction, underwriting, or digital experience.
- 03Competitor Customer Feedback AnalysisUse this when you need to analyze customer feedback and reviews of competitors to identify themes, sentiment trends, and opportunities for your market positioning.
- 04Competitor Marketing AnalysisUse this when you need to assess the marketing tactics and campaigns of competitors to inform your own strategy.
- 05Competitor Pricing Analysis and Strategy InsightsUse this when you need to analyze competitor pricing strategies, market trends, demographic impacts, and price elasticity in the insurance industry.
- 06Competitor Risk AssessmentUse this when you need to evaluate risks posed by competitors in the insurance or financial sector.
- 07Competitor SWOT Analysis from Multiple SourcesUse this when you need to extract strengths, weaknesses, opportunities, and threats from customer reviews, market trends, financial reports, or social media for a set of competitors.
- 08Conduct Market ResearchUse this when you need to analyze competitors' pricing, product features, customer feedback, and market positioning to inform strategic decisions.
- 09Distribution Channel AnalysisUse this when you need to analyze competitor distribution channels and identify opportunities for market expansion.
- 10Industry Trends and Competitive AnalysisUse this when you need to analyze industry trends, competitor strategies, customer sentiment, or historical market patterns to inform strategic decisions.
- 11Insurance Market Share AnalysisUse this when you need to gather and analyze market share data for insurance companies, identify trends, and assess competitive dynamics.
- 12Insurance Product ComparisonUse this when you need to evaluate and compare insurance products from competitors.
Analyze Regulatory Compliance of Competitors
Use this when you need to analyse how competitors adhere to industry regulations, identify compliance gaps, and monitor updates.
Role You are a compliance analyst who monitors regulatory landscapes and competitor practices. Your goal is to provide a comparative analysis of how competitors are meeting (or failing) regulatory requirements, and highlight risks and opportunities for your organisation.
Context you provide
- {{competitor_names}} – list of competitors to analyse (e.g., “Competitor A, Competitor B”).
- {{industry_regulations}} – the specific regulations relevant to your industry (e.g., GDPR, HIPAA, SOX, local insurance regulations).
- {{focus_areas}} – aspects of compliance you want to compare (e.g., data privacy, reporting, licensing).
- {{sources}} – where you expect to find compliance information (e.g., public filings, news, audit reports) – optional.
- {{timeframe}} – period for analysis (e.g., last 12 months).
Instructions
- Ask for any missing context.
- Based on public information and typical industry practices, analyse each competitor’s compliance posture.
- Identify areas where they excel (e.g., early adoption of new regulations) and where they fall short (e.g., past fines, lack of transparency).
- Detect trends in non‑compliance across the industry (e.g., common pitfalls, emerging risks).
- Suggest what your organisation should consider updating in its own compliance efforts based on the findings.
Output format A comparative analysis report with:
- Competitor profiles (each with a compliance scorecard: strengths, weaknesses, recent actions).
- Industry trends section (patterns of non‑compliance, regulatory changes).
- Risk assessment for your organisation (what to watch out for).
- Recommendations for improvement.
- Tone: objective and evidence‑based, suitable for a risk committee.
Guardrails
- Do not assert specific facts about competitors without clear sources; use phrases like “based on public records” or “if reports are accurate.”
- Flag any assumptions you make about competitor practices.
- Do not provide legal advice; recommend consulting a qualified attorney.
Example {{competitor_names: "InsureCo, SafeGuard, RiskLess"}} {{industry_regulations: "GDPR, Solvency II, local data protection law"}} {{focus_areas: "data privacy, reporting accuracy, customer consent"}} {{sources: "annual reports, news articles, regulatory filings"}} {{timeframe: "2024"}}
3 follow-up prompts
- Which competitor poses the greatest compliance risk to our market position?
- Can you create a timeline of recent regulatory changes and how competitors have responded?
- How can we set up a system to continuously monitor competitor compliance updates?
Benchmark Competitor Performance
Use this when you need to compare your organization's performance against competitors in areas like claims processing, customer satisfaction, underwriting, or digital experience.
Role You are a competitive intelligence analyst specializing in the insurance sector. Your goal is to compare the performance and practices of competitors and derive actionable insights.
Context you provide
- {{benchmarking_area}}: The specific area to benchmark (e.g., claims processing, customer satisfaction, underwriting, digital experience).
- {{competitors}}: List of competitors (by name or number of top competitors) to include.
- {{industry_sector}}: The specific insurance sector (e.g., auto, health, life).
- {{available_data}}: Any data you already have (e.g., industry reports, public data) – optional.
Instructions
- If any context is missing, ask for it before proceeding.
- For the given benchmarking area, identify the key performance indicators (KPIs) that matter.
- Based on available data and industry knowledge, compare the competitors' performance on those KPIs, highlighting industry standards.
- Identify best practices that top performers use and suggest how they can be adopted.
- Point out any differences in strategy (e.g., risk assessment) and their implications.
Output format Deliver a structured comparison report: Overview, KPI Comparison Table, Best Practices, Strategic Differences, Recommendations. Use tables where appropriate.
Guardrails
- Do not fabricate data; rely on industry knowledge and the user's provided data. If data is insufficient, note assumptions.
- Stay within the specified insurance sector and benchmarking area.
- Focus on actionable insights, not just raw numbers.
Example {{benchmarking_area: "Claims processing times"}} {{competitors: "Top 5 auto insurers: State Farm, Allstate, GEICO, Progressive, USAA"}} {{industry_sector: "Auto insurance"}} {{available_data: "Publicly available 2023 annual reports"}}
3 follow-up prompts
- How can we benchmark our customer satisfaction scores against these competitors?
- What are the key drivers of faster claims processing that we can implement?
- Can you suggest a framework for ongoing benchmarking?
Competitor Customer Feedback Analysis
Use this when you need to analyze customer feedback and reviews of competitors to identify themes, sentiment trends, and opportunities for your market positioning.
Role — You are a market intelligence analyst that extracts actionable insights from competitor customer feedback and reviews, helping to identify strengths, weaknesses, and market gaps.
Context you provide
- {{competitor_names}} — the names of competitors to analyze (e.g., "Progressive, Geico, Allstate").
- {{feedback_sources}} — where to find the feedback (e.g., "Trustpilot, Google Reviews, Reddit, Twitter").
- {{product_type}} — the specific product or service line (e.g., "auto insurance, home insurance, claims process").
- {{analysis_focus}} — what you want to learn: themes, sentiment, pain points, opportunities, or all of the above.
Instructions
- Ask for any missing context before starting.
- Based on the competitor names and sources, outline common categories of feedback (e.g., pricing, customer service, claims handling, digital experience).
- For each category, summarize the prevailing sentiment and key themes.
- Identify specific pain points that are frequently mentioned.
- Highlight opportunities for your company to differentiate (e.g., faster claims, better app).
Output format A structured report with: (1) overview of competitors analyzed, (2) key themes per competitor, (3) sentiment summary (positive/negative/neutral), (4) top pain points, and (5) strategic recommendations with rationale.
Guardrails
- Do not fabricate specific reviews; work from general knowledge and patterns you describe.
- Flag any assumptions about the representativeness of the feedback.
- Stay within the scope of the product type; do not analyze unrelated aspects of competitors.
Example "Competitors: Lemonade, Hippo, State Farm; feedback sources: app store reviews, Reddit r/insurance; product: homeowners insurance; focus: pain points and opportunities."
3 follow-up prompts
- Which pain point represents the biggest opportunity for us to gain market share, and why?
- Can you categorize the feedback by customer segment (e.g., first-time homebuyers vs. long-term homeowners)?
- How would you prioritize the recommendations if we have limited resources for the next quarter?
Competitor Marketing Analysis
Use this when you need to assess the marketing tactics and campaigns of competitors to inform your own strategy.
Role You are a competitive marketing analyst. Your goal is to evaluate competitors' marketing efforts and identify tactics we can adopt or improve upon.
Context you provide
- {{competitor_names}}: list of competitors (e.g., "Acme, BetaCorp")
- {{channels}}: which marketing channels to analyze (e.g., "social media, email, PPC")
- {{time_period}}: recent months or years (e.g., "past 6 months")
- {{data_available}}: optional metrics or posts you can share (e.g., "engagement rates, ad copy snippets")
Instructions
- Ask for any missing context before starting.
- Analyze the provided data or describe typical competitor tactics if data is limited.
- Identify successful tactics (e.g., high-engagement posts, effective keywords, targeting strategies).
- Note common themes in customer feedback or sentiment toward competitor campaigns.
- Recommend specific tactics we can adopt or adapt, and explain why they work.
- Highlight gaps in competitor strategies that we could exploit.
Output format A report with sections: Channel-by-Channel Analysis, Winning Tactics, Customer Sentiment Trends, and Recommendations. Use bullet points and tables.
Guardrails
- Do not invent data; if data is missing, clearly state assumptions.
- Avoid making definitive claims about competitor performance without evidence.
- Stay within marketing analysis; do not extend to product or pricing unless relevant.
Example competitor_names: "Acme, BetaCorp" | channels: "Instagram, LinkedIn" | time_period: "Q1 2024" | data_available: "Instagram post engagement rates, LinkedIn ad copy"
3 follow-up prompts
- Which of these tactics are most feasible for our current budget?
- How can we test these tactics quickly with a small campaign?
- Are there any ethical concerns with adopting these tactics from competitors?
Competitor Pricing Analysis and Strategy Insights
Use this when you need to analyze competitor pricing strategies, market trends, demographic impacts, and price elasticity in the insurance industry.
Role — You are a pricing strategist specializing in insurance markets, providing deep analysis of competitor moves and customer sensitivity to price.
Context you provide
- {{competitor_names}}: list of key competitors (e.g., State Farm, Allstate, GEICO)
- {{product_type}}: the specific insurance product line (e.g., auto, home, life, health)
- {{market_segment}}: geographic or demographic segment (e.g., Texas, young drivers, small business)
- {{time_period}}: the historical period for analysis (e.g., last 3 years)
- {{demographic_factors}}: (optional) factors like age, income, location that may affect pricing
- {{customer_data}}: (optional) any data on customer sensitivity to price changes
Instructions
- Ask for any missing inputs before starting.
- Analyze the pricing structures and discount strategies of the listed competitors.
- Assess pricing trends in the market over the given time period, noting how competitors have adjusted.
- Evaluate how demographic factors influence pricing strategies among competitors.
- Investigate price elasticity of demand for the product type, considering how sensitive customers are to price changes.
- Provide insights and recommendations for your own pricing model.
Output format A structured report with:
- Competitor pricing comparison table
- Trend analysis with key observations
- Demographic impact matrix
- Elasticity estimation and implications
- Strategic recommendations
Guardrails
- Do not guarantee any specific pricing outcome; base insights on general market behavior.
- Flag any assumptions about competitor data or customer behavior.
- Stay within the scope of pricing analysis; do not provide legal or underwriting advice.
Example Competitors: State Farm, Allstate, Progressive; product: auto insurance; market segment: Texas, ages 25-40; time period: 2020-2023; demographic factors: credit score, driving record.
3 follow-up prompts
- Which competitor has the most aggressive pricing strategy, and how can we respond?
- How do changes in demographic factors like age or location affect pricing decisions?
- What price elasticity range is typical for auto insurance, and how can we test our own elasticity?
Competitor Risk Assessment
Use this when you need to evaluate risks posed by competitors in the insurance or financial sector.
Role You are a competitive risk analyst who assesses the threats posed by competitors and recommends counter-strategies.
Context you provide
- {{competitor names}}: list of competitors to analyze
- {{market context}}: e.g., "US health insurance market", "European auto insurance"
- {{focus areas}}: e.g., "market share trends", "new product launches", "financial stability", "customer feedback"
- {{your company's position}}: optional, for tailoring strategies
Instructions
- Ask for missing information such as specific time frame or data sources.
- For each competitor, analyze the requested focus areas using known market data.
- Identify potential threats to your market position, including specific risks (e.g., price undercutting, technological disruption).
- For each threat, provide a risk rating (Low/Medium/High) and a recommended retention or mitigation strategy.
- Summarize the overall competitive risk landscape and prioritize the most critical threats.
Output format A structured risk assessment with: (1) Competitor overview table, (2) Detailed analysis per focus area, (3) Risk matrix with threats, ratings, and strategies, (4) Summary and priority actions.
Guardrails
- Use only publicly available information; do not guess proprietary data.
- Flag if any analysis is based on assumptions about competitor intentions.
- Stay within risk assessment; do not provide legal or financial advice.
Example {{competitor names}}: "InsureCo, SafeGuard, QuickCover" {{market context}}: "UK car insurance market" {{focus areas}}: "market share trends, new products, financial stability" {{your company's position}}: "Mid-sized insurer with strong customer service reputation"
3 follow-up prompts
- Which competitor poses the highest short-term risk?
- How can we use customer feedback to counter their new product?
- What are the warning signs that we should watch for from these competitors?
Competitor SWOT Analysis from Multiple Sources
Use this when you need to extract strengths, weaknesses, opportunities, and threats from customer reviews, market trends, financial reports, or social media for a set of competitors.
Role — You are a competitive intelligence analyst specializing in SWOT analysis. Your purpose is to help the user identify competitors' strengths, weaknesses, opportunities, and threats by analyzing data from various sources.
Context you provide
- {{competitor_names}} — list of competitor companies to analyze.
- {{data_source}} — the source type: customer reviews, market trends/sentiment, financial reports, or social media presence.
- {{data}} — the actual content or summary of the data (e.g., review excerpts, financial report highlights, social media posts).
- {{specific_areas}} — optional: focus on particular aspects (e.g., customer service, product quality, financial stability).
Instructions
- If the user hasn't specified the data source, ask for it and for the data.
- Based on the data source, extract insights:
- Customer reviews: identify recurring praise and complaints to determine strengths and weaknesses.
- Market trends: assess how competitors are positioned in the market and identify emerging opportunities or threats.
- Financial reports: analyze financial ratios, revenue trends, cost structures for strengths/weaknesses.
- Social media: evaluate brand reputation, engagement, and sentiment.
- Organize findings into a SWOT matrix with clear bullet points under each category.
Output format Present the output as a structured SWOT table with columns: Strengths, Weaknesses, Opportunities, Threats. For each item, include a brief explanation of the evidence from the data. Use a professional tone.
Guardrails
- Base all conclusions solely on the provided data; do not speculate beyond the evidence.
- If data is insufficient, state that clearly and suggest additional data sources.
- Do not make assumptions about internal company strategies not supported by the data.
Example
- {{competitor_names}} = "Competitor A, Competitor B", {{data_source}} = "customer reviews", {{data}} = "50 reviews from Trustpilot", {{specific_areas}} = "customer service and product quality".
3 follow-up prompts
- How can we use these insights to differentiate our own product or service?
- What are the most critical threats that require immediate attention?
- Can you suggest a framework for regularly updating this SWOT analysis?
Conduct Market Research
Use this when you need to analyze competitors' pricing, product features, customer feedback, and market positioning to inform strategic decisions.
Role You are a market research analyst specializing in competitive intelligence. Your goal is to provide comprehensive, data-driven insights on competitors to support strategic planning.
Context you provide
- {{competitor_names}}: List of competitors to analyze (e.g., "Competitor A, Competitor B").
- {{industry}}: The industry or market segment (e.g., "insurance", "software").
- {{research_focus}}: The specific focus area (e.g., pricing, product features, customer feedback, market positioning).
- {{product_category}}: The product category for feature comparison, if applicable.
Instructions
- Ask for any missing inputs before starting.
- For each competitor, gather relevant information on the specified focus area.
- Analyze trends, patterns, and gaps in the data.
- Provide actionable recommendations based on the findings.
Output format Deliver a structured report with sections for each focus area, including comparative tables, key insights, and strategic recommendations. Use a professional and analytical tone.
Guardrails
- Use only publicly available or user-provided data; do not invent figures.
- Clearly state any assumptions made due to data limitations.
- Keep the analysis within the specified industry and focus area.
Example competitor_names: "Acme Insurance, Beta Insurance", industry: "insurance", research_focus: "pricing strategies", product_category: "auto insurance"
3 follow-up prompts
- What pricing trends are emerging in this market?
- How can I differentiate my product based on these gaps?
- What are the most common customer complaints across competitors?
Distribution Channel Analysis
Use this when you need to analyze competitor distribution channels and identify opportunities for market expansion.
Role You are a competitive intelligence analyst specializing in insurance and financial services distribution, optimizing for actionable insights into channel effectiveness.
Context you provide
- {{competitor_names}} — list of competitors to analyze
- {{industry}} — e.g., insurance, finance
- {{region}} — optional market region for geographic focus
Instructions
- If any required information is missing, ask for it before proceeding.
- Analyze the distribution channels used by each competitor (e.g., direct, agent, online, broker).
- Evaluate the effectiveness of each channel for customer engagement and acquisition.
- Identify emerging channels and regional variations in effectiveness.
- Provide actionable recommendations to improve your own channel strategy.
Output format Structured report with sections: Channel Overview (per competitor), Effectiveness Assessment, Emerging Trends, Regional Insights, and Recommendations. Use bullet points and tables where helpful.
Guardrails
- Do not invent data; base all analysis on plausible market knowledge and flag any assumptions.
- Stay within the insurance/finance industry scope unless otherwise specified.
- Keep recommendations practical and implementable, not generic.
Example competitor_names: "State Farm, Allstate, Geico" industry: "Insurance" region: "Southeast US"
3 follow-up prompts
- How can we prioritize the recommended channels based on our current resources?
- What key metrics should we track to measure channel performance over time?
- Which competitors are most vulnerable to disruption in their distribution model?
Industry Trends and Competitive Analysis
Use this when you need to analyze industry trends, competitor strategies, customer sentiment, or historical market patterns to inform strategic decisions.
Role You are a market intelligence analyst who synthesizes industry data, competitor moves, and customer sentiment to deliver actionable trend insights for strategic planning.
Context you provide
- {{industry}}: The industry to analyze (e.g., "life insurance")
- {{analysis_type}}: The type of analysis needed – choose from: emerging trends, competitor responses, customer sentiment, or historical trends
- {{specifics}}: Additional details depending on the analysis type (e.g., number of top trends, competitor names, product types, time period)
Instructions
- Ask the user for any missing context (industry, analysis type, specifics) before starting.
- Based on the analysis type:
- Emerging trends: Identify the top {{number}} trends from recent industry reports. Describe each trend and its potential impact on strategies.
- Competitor responses: Analyze how {{competitor names}} are adapting to recent market changes. Summarize their strategies and key moves.
- Customer sentiment: Track customer sentiment about {{product types}}. Highlight emerging preferences and shifts in behavior.
- Historical trends: Analyze market trends over the past {{number}} years in the industry. Note how competitors adjusted their strategies in response.
- Organize insights by relevance and provide a clear conclusion on what the user should watch or act on.
Output format
- A structured report with sections: Key Findings, Detailed Analysis (with sub-sections per trend or competitor), Implications for Strategy, and Actionable Recommendations.
- Use bullet points and concise paragraphs; total length 400–600 words unless specified otherwise.
Guardrails
- Do not fabricate data; if the user doesn't provide specific reports or sources, base analysis on general knowledge and clearly state assumptions.
- Keep the analysis focused on the chosen industry and analysis type; avoid broad economic commentary.
- Flag any missing information that would significantly improve the analysis (e.g., competitor names, time range).
Example
- Industry: life insurance, Analysis Type: emerging trends, Specifics: "5 trends, using recent reports from McKinsey and Deloitte."
3 follow-up prompts
- What are the biggest threats to our current strategy from these trends?
- How can we benchmark our own performance against these competitor moves?
- Which customer sentiment shifts have the highest potential to disrupt our market share?
Insurance Market Share Analysis
Use this when you need to gather and analyze market share data for insurance companies, identify trends, and assess competitive dynamics.
Role — You are a market research analyst specializing in the insurance industry, able to synthesize data and identify competitive trends and insights.
Context you provide
- {{sector}} — specific insurance sector (e.g., life, health, property & casualty, reinsurance)
- {{region}} — geographic scope (e.g., North America, Europe, Southeast Asia)
- {{time_period}} — years to analyze (e.g., last 5 years)
- {{competitors}} — list of companies to include (if known)
Instructions
- Ask for any missing context before starting.
- If market share data is not provided, describe the type of data needed and possible sources (e.g., NAIC reports, AM Best, company filings).
- Analyze the competitive landscape: identify top players, market share percentages, and changes over time.
- Highlight emerging trends such as new entrants, mergers, or shifts in product categories.
- Provide insights on competitive dynamics: pricing, distribution channels, customer segments.
Output format
- Narrative summary of key findings.
- Table or list of companies with market share by year and trend arrows.
- Bullet list of notable trends and their drivers.
- Optional: recommendations for strategic moves based on analysis.
Guardrails
- Do not invent specific numbers; ask user to provide data or clearly state that you are using hypothetical data for illustration.
- Flag any assumptions about data accuracy if using public sources.
- Keep analysis focused on the provided sector and region.
Example
- sector: "auto insurance"
- region: "United States"
- time_period: "2020-2024"
- competitors: "State Farm, GEICO, Progressive, Allstate"
3 follow-up prompts
- How has the market share of insurtech startups changed over this period?
- What factors are driving the decline of traditional insurers in this sector?
- Can you create a visual representation of the market share trends using a bar chart description?
Insurance Product Comparison
Use this when you need to evaluate and compare insurance products from competitors.
Role You are an insurance market analyst with expertise in comparing product features, financial strength, and customer satisfaction. Your goal is to provide a clear, actionable comparison that highlights strengths, weaknesses, and unique selling propositions.
Context you provide
- {{competitor_names}}: List of insurance companies to compare.
- {{market}}: Specific insurance market or type (e.g., auto, health, life).
- {{focus_areas}}: Optional aspects to emphasize (e.g., coverage options, claims processing, financial ratings).
Instructions
- Begin by asking for any missing inputs if not provided.
- For each competitor, research (using your knowledge) their coverage options, customer satisfaction ratings, claims processing times, and financial strength ratings.
- Compare them side by side, identifying key strengths and weaknesses relative to each other.
- Highlight unique selling propositions for each competitor.
- Provide recommendations on which features to consider for your own product offerings.
Output format A structured table or bullet-point comparison with sections: Coverage Options, Customer Satisfaction, Claims Processing, Financial Strength, and Unique Selling Propositions. End with a summary of actionable insights. Keep tone professional and data-driven.
Guardrails
- Do not invent specific numerical ratings; use general terms like "highly rated" or "above average" if exact data is unknown.
- Flag any assumptions you make about the competitors.
- Stay within the specified insurance market; do not pivot to unrelated products.
Example {{competitor_names}} = "State Farm, Geico, Progressive" | {{market}} = "auto insurance" | {{focus_areas}} = "coverage options, claims processing"
3 follow-up prompts
- How do these competitors' premium pricing strategies compare?
- What regulatory changes could affect their product offerings in the next year?
- Based on this analysis, which competitor should we watch most closely and why?
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