Fence Contractor Launches AI Tool to Catch Insurance Underpayments
Allied Fence & Gates released InsureFENCE℠ on May 26, an AI-powered tool that scans insurance scope-of-loss documents and flags pricing gaps against verified South Florida contractor rates. The tool is free to homeowners in Martin County and Palm Beach County with active fence damage claims.
Insurance carriers routinely underpay fence claims by 40-60%, according to the company. National pricing databases used by carriers don't account for Florida's material costs, building codes, licensed labor rates, or common line items like removal, permits, wind-load upgrades, and hurricane footers.
How It Works
A homeowner uploads their scope of loss to Allied's insurance restoration page. The AI extracts each fencing line item and compares it against a database of contractor pricing. Within moments, the homeowner gets an instant summary showing missing items and the estimated gap percentage.
The contractor's team receives a detailed report with red, yellow, and green status indicators for every charge.
The Problem It Addresses
A typical 180-linear-foot wood privacy fence replacement in South Florida is routinely scoped by carriers at 40-60% below actual licensed contractor rates. Homeowners often accept settlements without knowing how far off the numbers are.
"We see it every week - a homeowner gets a check that doesn't come close to covering the actual cost of a proper rebuild," said David H., owner of Allied Fence & Gates. "InsureFENCE℠ gives them the data they need before they accept a settlement or hire a contractor."
No Cost, No Obligation
The tool carries no fee and no requirement to hire Allied Fence for the rebuild. It's designed to give homeowners a factual basis for negotiating with carriers or filing supplements.
InsureFENCE℠ is a proprietary service owned and protected by Proxy1MEDIA LLC. For more information, visit insurefence.com or contact Allied Fence & Gates at (772) 530-3127.
Learn more about AI for Insurance and how automation is reshaping claims processing and cost analysis across the industry.
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