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Aon Launches Data Centre Lifecycle Insurance to Accelerate Cloud and AI Infrastructure Development
Aon launches Data Centre Lifecycle Insurance Program, covering construction, cyber, cargo, and operations risks in one solution. It supports cloud and AI infrastructure development with integrated risk management.
Aon Launches Data Centre Lifecycle Insurance to Accelerate Cloud and AI Infrastructure
Aon has introduced the Data Centre Lifecycle Insurance Program (DCLP), a comprehensive insurance solution covering every phase of data centre development and operation. This multi-line facility streamlines risk management by combining construction, cyber, cargo, and operational coverages into a single integrated program.
James MacNeal, Global Industry Specialty Leader of Construction and Infrastructure at Aon, highlights the importance of data centres as critical infrastructure. He explains that DCLP allows clients to move faster and make better decisions with protection that adapts alongside both physical assets and digital operations.
Addressing Risk Across Data Centre Development
With the surge in investment in digital infrastructure—especially in AI and cloud computing—data centre projects face increasingly complex risks. The DCLP tackles these challenges by providing coordinated coverage that spans construction all risks, cyber exposures, operational property damage, and business interruption.
By unifying insurance lines that are traditionally fragmented, the program helps clients reduce procurement delays, speed up project timelines, and boost investor confidence. It also incorporates advanced risk engineering and cyber impact modeling, helping clients identify and mitigate threats early in the project lifecycle.
Key Features of the Data Centre Lifecycle Insurance Program
- Up to US$1.5 billion coverage for Construction All Risks, Delay in Start-Up, and Operational Property Damage/Business Interruption
- Construction Cyber Physical Damage coverage up to US$400 million, including Non-Damage Cyber, Operational Cyber, and Tech Errors & Omissions
- Third-party liability coverage up to US$100 million (excluding US exposures)
- Project cargo and transport insurance coverage up to US$500 million
- Integrated risk engineering and cyber impact modeling provided by Aon’s Global Risk Consulting team
As demand for data centre capacity grows, ensuring a coordinated insurance approach that aligns with operational goals and stakeholder expectations is essential. The DCLP supports clients by consolidating coverage, providing early-stage insights, and equipping them with risk mitigation tools before issues escalate.
Brian Hearst, Managing Director of Construction at Aon, emphasizes that data centres have evolved beyond physical infrastructure to become platforms for innovation and economic growth. The DCLP reflects Aon’s commitment to helping clients protect and build infrastructure that supports a more connected digital economy.
Protecting Digital and Physical Assets
The launch of DCLP complements Aon’s broader 3x3 Plan, which focuses on enhancing client service and scaling innovation across risk capital and human capital capabilities. By leveraging global expertise, strong carrier relationships, and advanced analytics, Aon helps clients manage interconnected risks with clarity and speed.
Given the complexity of risks in data centre projects, having a well-structured insurance strategy is critical to safeguarding these high-value assets. As investor interest in data centres continues to grow, programs like DCLP will play a key role in supporting the development and protection of digital infrastructure.
For insurance professionals interested in the intersection of risk and emerging technologies, staying informed about solutions like Aon’s DCLP can provide valuable insights into managing exposures related to cloud and AI infrastructure development.