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Mastercard Opens Agent Pay for Machines to Early Access

Mastercard is testing a system that lets AI agents make digital purchases within set budgets and rules, with controls for identity checks and audit trails.

Mastercard has launched an early-access program for a system that enables autonomous agents to purchase digital services. The system operates within pre-approved budgets and permissions, allowing machine-driven transactions to take place without direct human initiation for each payment.

Finance and product teams evaluating the system must address several controls before scaling agentic payments. These include machine-identity verification, audit trails, and exception-handling mechanisms. The early-access phase is designed to let organizations test how these controls function before broader deployment.

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