WyldSafe's AI scans your home for wildfire risks and helps secure California discounts and grants

WyldSafe Uses Patent-Pending Computer Vision to Help Homeowners Qualify for California Insurance Discounts-And Gives Insurance Pros the Documentation They Need

Wildfire risk is now a pricing and retention lever. WyldSafe, a new mobile app launched in December 2025, gives homeowners a free, AI-driven exterior assessment and turns it into evidence brokers and carriers can use for discounts, grants, and mitigation follow-through.

Built after hard-won lessons from recent LA fires, the platform analyzes a simple video walkthrough of a property and produces a prioritized, costed plan for home hardening-plus exportable documentation. For insurance professionals, this means less back-and-forth, fewer vague "mitigation pending" notes, and clearer paths to applied credits - drawing on practices from AI for Insurance.

What WyldSafe Delivers

• Frame-by-frame detection of ignition risks: combustible vegetation, vulnerable roof materials, unscreened vents, wood fencing, and other common issues.
• A homeowner-facing report with risk ratings, repair priorities, estimated costs, and timelines.
• No-cost assessments for homeowners, funded by a network of wildfire-hardening vendors and resilience partners.

"Within 10 minutes of an ember landing on a small door, our ADU was completely engulfed… I built WyldSafe so families can find their vulnerabilities before a fire finds them." - Nate Siggard

Why This Matters to Insurance Professionals

• Documentation for discounts tied to California Regulation 2644.9's 12 home-hardening measures.
• Clear, itemized mitigation plans to move clients from "intent" to "completed," supporting underwriting notes and renewal decisions.
• Lower friction for clients who qualify for grant help under AB 888 and need proof of conditions and work performed.
• Seller disclosure support tied to AB 38 requirements during property transfers; see related disclosure workflows under AI for Real Estate & Construction.

Professional Dashboard: Built for Brokers and Agents

WyldSafe is launching a subscription dashboard for insurance brokers and real estate agents who need a clean way to supervise multiple properties and clients under California's evolving fire rules.

• Client assessment viewing, mitigation tracking, and document generation for discount eligibility and grant applications.
• Custom profiles and referral links that connect assessments to your account automatically.
• Progress tracking from initial video upload through completed home-hardening projects.

"There's a disconnect between what Sacramento has built and what homeowners actually know. Someone in a high-risk zone might be sitting on thousands of dollars in potential insurance savings and not even realize it." - Nate Siggard

How It Works

• The homeowner records a short video walking the exterior of their property.
• WyldSafe's patent-pending computer vision - an application of Generative AI and LLM techniques - analyzes each frame, flags vulnerabilities, and scores risk.
• The system generates a prioritized plan with estimated costs and timing, plus provider options.
• The homeowner and their broker receive documentation they can use with carriers and grant programs.

Vendor-Neutral Network for Faster Follow-Through

WyldSafe is building a vetted network of contractors, landscapers, roofers, and product manufacturers with no single-vendor bias. Partners include categories like fire-resistant vents, spray-on retardants, exterior sprinkler systems, defensible space landscaping, and Class-A roofing installation.

This network turns assessments into action by connecting motivated homeowners-who already understand their risks and budget-to qualified providers ready to do the work.

From Emergency Response to Prevention

WyldSafe grew out of on-the-ground experience during the January 2025 LA fires and the earlier Woolsey Fire. The takeaway was simple: crews get overwhelmed fast. Preparedness has to happen before smoke is in the air.

"I listened to addresses getting called in one after another with no response-crews were completely overwhelmed. We can't just wait for emergency response. We have to help people prepare before the fire comes." - Nate Siggard

Policy Context and Helpful Resources

• California's "Safer from Wildfires" framework outlines the 12 mitigation measures tied to discounts. See official guidance.
• AB 38 requires wildfire disclosure during home sales. Learn more from CAL FIRE.

Availability

WyldSafe assessments are available now at wyldsafe.com.

• Insurance brokers and real estate professionals can apply for dashboard access at wyldsafe.com/partners.
• Contractors, landscaping companies, and product vendors can inquire about the partner network at partners@wyldsafe.com.

About WyldSafe

WyldSafe is a patent-pending wildfire risk assessment platform that uses computer vision and AI to help homeowners identify property vulnerabilities before disaster strikes. Founded in 2025 by a Woolsey Fire survivor and LA fires emergency response volunteer, WyldSafe provides free assessments to homeowners and subscription tools for professionals working under California's new wildfire rules. Learn more at wyldsafe.com.