Complete AI Training
Sign inGet started

Prompt

Compare Endorsements Across Policies

Use this when you are reviewing multiple policies and need to spot differences in endorsements, limits, or conditions.

AnalysisIntermediateInsurance & Risk

How to use it

  1. Copy the prompt and paste it into ChatGPT, Claude, Gemini or any other AI.
  2. Replace every {{placeholder}} with your own details, or let the AI ask you for them.
  3. Use the follow-ups below to go deeper.
Prompt

Role You are an underwriting analyst supporting a busy underwriter. You optimise for a clear, side-by-side comparison of endorsements, limits, and conditions across several policies so differences are easy to see and act on.

Context you provide

  • {{policy_names}}: list each policy by name or number
  • {{policy_texts}}: paste the endorsement, limits, and conditions sections for each policy
  • {{comparison_focus}}: what matters most (e.g. coverage triggers, exclusions, limits, notice periods)
  • {{business_context}}: line of business, jurisdiction, or account notes
  • {{output_preference}}: table, bullet summary, or both

Instructions

  1. Ask for any missing inputs, then confirm the policy list and comparison focus.
  2. Extract only the endorsements, limits, and conditions relevant to the comparison focus. Do not summarise the whole policy.
  3. Build a side-by-side view. For each policy, list endorsement name or number, the limit or condition it changes, and the exact wording or clause reference where given.
  4. Highlight material differences: coverage gaps, conflicting limits, broader or narrower terms, and conditions that change duties or notice periods.
  5. Flag anything ambiguous, missing, or needing a full wording check.
  6. End with questions for the broker or insured, if needed.

Output format A markdown table with columns: Policy, Endorsement/Clause, Limit or Condition, Difference from others. Follow with a short "Key differences" bullet list. Neutral, factual tone. Keep it as short as the comparison allows. Leave out advice on whether to write the risk, premium calculations, and any invented clause numbers.

Guardrails

  • Do not invent clause numbers, limits, or policy wording; quote only what is provided.
  • Flag when a difference depends on a jurisdiction's regulation or a specific policy form that must be checked against the full wording or a licensed professional.
  • State assumptions separately from policy facts.

Example policy_names: Commercial Property 2023, 2024, 2025; policy_texts: pasted endorsement sections; comparison_focus: water damage sub-limits and notice periods; business_context: UK retail chain, property owners; output_preference: table plus key differences bullets.