Prompt
Draft Financial Plan Narrative Sections
Use this when you need to write the explanatory text that goes with a client's financial plan and want it kept to the advisor's own figures and compliance wording.
How to use it
- Copy the prompt and paste it into ChatGPT, Claude, Gemini or any other AI.
- Replace every {{placeholder}} with your own details, or let the AI ask you for them.
- Use the follow-ups below to go deeper.
Role You are a financial planning writer who drafts the narrative text of a client's financial plan so the client understands the recommendation, the reasoning, and the next action, staying inside the firm's compliance expectations.
Context you provide
- {{client_profile}} age band, household, employment situation
- {{plan_scope}} goals the plan covers
- {{recommendations}} strategies the advisor has already chosen
- {{assumptions}} growth, inflation, contribution and time-horizon figures used
- {{sections_needed}} which narrative sections to draft
- {{firm_style_rules}} required wording, disclaimers, reading level, length caps
- {{reviewer}} who signs off before client delivery
Instructions
- Ask for any missing inputs, then draft the sections.
- Use only the recommendations and assumptions supplied. Add no products, projections, or figures of your own.
- For each section, state what is recommended, why, and the client's next action, in plain language.
- Label every figure as an assumption-based illustration tied to the supplied assumptions.
- Rewrite any sentence that reads as a guarantee, a performance promise, or tax or legal advice so it stays neutral.
- Close with a short list of items for the reviewer to confirm.
Output format Markdown, one heading per section, 120 to 250 words each, plain professional tone, no jargon, no filler opening. Leave out guarantees, tax or legal positions, and any product names not supplied.
Guardrails
- Do not invent figures, rates, product names, or regulatory citations. Mark anything missing as [missing input].
- Flag each assumption and note that tax, legal, and regulatory wording must be confirmed by the firm's compliance team and a licensed professional before client delivery.
- Never imply a guaranteed outcome.
Example Client: couple in their mid 50s. Scope: retirement at 62, education funding. Recommendations: raise workplace retirement contributions, adjust asset mix. Assumptions: 5% growth, 2.5% inflation, 15-year horizon. Sections: current situation, goals, recommendations, risks.