Belvo launched Belvo MCP, a Model Context Protocol infrastructure that connects AI agents to secure Open Finance data across Latin America. The move gives banks and fintechs a standardized layer to build AI applications that work with verified real-time financial data, while maintaining regulatory compliance in Brazil and Mexico. The company, which has raised US$ 71 million and serves 200 clients, has seen 100 percent year-over-year growth.
How Belvo MCP connects AI agents to financial data
Belvo MCP solves the problem of connecting AI agents to tightly regulated financial ecosystems. Developers can bypass building connectivity, identity, and compliance layers from scratch. The protocol runs through three servers: a developer testing environment, a secure live data portal, and a forthcoming AI-based analysis engine.
Belvo MCP provides real-time verification of financial data for AI reasoning and automated compliance with Open Finance regulations in Brazil and Mexico. The platform unifies data, payments, and collections in a single system. With 200 million users already interacting with platforms like ChatGPT for budgeting, Belvo provides the verified data rails to make those interactions accurate, said the company. Professionals working in finance can explore this integration of AI and financial systems through MCP Courses.
"We started Belvo with a simple conviction: financial access in Latin America shouldn't depend on who you know, which bank you use, or how much history a bureau holds on you," said Uri Tintoré, co-founder and co-CEO of Belvo. "For seven years, that's meant building the rails that let banks and fintechs connect to a customer's financial life with consent. Belvo MCP extends those same rails to AI agents, without changing the rules that govern them."
Panorama tool shows what AI-driven finance can do
To demonstrate the technology, Belvo released Panorama, a tool that users can connect to their own financial data and interact with via AI assistants like Claude, Gemini, and Manus. "We didn't want to launch a diagram. We wanted to launch something people could actually touch," said Tintoré. "Panorama answers the questions every company asks us before they build: does this actually work? What it does for one person's accounts today, our clients can build for their entire user base tomorrow."
Panorama allows consumers to ask complex questions about spending habits or mortgage eligibility and receive personalized answers based on their actual financial history rather than generic estimates. That demonstrates how the technology can replace rough estimates with verified data from users' own accounts.
Belvo's stake in AI-driven banking
Belvo employees a team of 100 people focused on Open Finance innovation. The platform integrates with global AI models including OpenAI, Claude, Gemini, and Manus. By focusing on user-authorized data, Belvo ensures AI-driven banking does not compromise privacy.
In demonstrating the convergence of both AI and Open Finance, Belvo is positioning itself as the infrastructure for a shift to autonomous finance in Latin America. The company is betting that AI agents will become the primary interface consumers use to interact with their finances, making verified data access a bottleneck - and Belvo MCP the solution.
Why this matters for finance professionals
For finance professionals in Latin America, Belvo MCP solves a persistent problem they face: data fragmentation across multiple banks and institutions makes AI adoption difficult. If Belvo succeeds in becoming the standard for AI-to-data connectivity in the region, finance teams at banks, fintechs, and insurers will be able to build applications that reason with verified financial data in real time, and without building their own compliance infrastructure. That would accelerate how quickly they can offer personalized products, risk assessment tools, and budgeting features built on data rather than estimates. These capabilities are central to roles in the financial sector, and enhancing them is the focus of AI for Finance Courses.
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