Gen Z Indians Confident in Health Insurance, Rely on AI Tools Over Traditional Advisors

79% of Gen Z feel confident about their health insurance and prefer using generative AI for research. They prioritize early coverage and favor digital tools over traditional advisors.

Categorized in: AI News Insurance
Published on: Jun 29, 2025
Gen Z Indians Confident in Health Insurance, Rely on AI Tools Over Traditional Advisors

Gen Zโ€™s Confidence in Health Insurance and Adoption of Generative AI for Research

A recent survey by Policybazaar highlights a significant shift in how younger Indians approach health insurance. According to the findings, 79% of Gen Z respondents feel confident about their health insurance coverage. This generation is prioritizing securing insurance early in life, recognizing its importance for long-term financial security.

What stands out is Gen Zโ€™s preference for digital tools over traditional insurance advisors. They are embracing generative AI technologies to conduct research and make informed decisions about their health insurance policies. This tech-savvy approach reflects a broader trend of younger consumers relying on AI-powered resources to simplify complex choices.

Early Insurance Adoption

Unlike previous generations, Gen Z is more proactive about insurance. They understand that acquiring coverage early can provide better protection and financial benefits. This mindset is encouraging insurers to adapt their strategies and offer products that appeal to younger customers.

Digital Tools Over Traditional Advisors

  • Gen Z prefers self-service and AI-driven platforms for insurance research and purchases.
  • They value quick access to information and personalized recommendations via digital channels.
  • This shift challenges insurance professionals to incorporate technology that appeals to younger demographics.

For insurance professionals, this trend signals the need to integrate AI tools and digital platforms into customer service and advisory roles. Embracing these technologies can improve engagement with Gen Z clients who expect seamless, tech-enabled experiences.

Insurance teams can explore AI training and courses to better understand these tools. Resources like Complete AI Trainingโ€™s latest AI courses offer valuable insights on AI applications relevant to the insurance sector.

Ultimately, adapting to Gen Zโ€™s preferences can help insurance professionals build trust and deliver value in a changing market.