Top Insurance Industry Trends: AI Advances, Cell Captives, and Emerging Risks in 2025

Most Popular Best’s Review Articles Cover AI Innovation and More

OLDWICK, N.J., May 29, 2025 -- Best’s Review readers have shown keen interest in several key insurance topics over the past month. Here’s a summary of the top articles that are making waves in the industry.

Insurance Industry Embraces AI Innovation as Technology Advances ‘Exponentially’

Artificial intelligence is gaining traction in insurance, helping companies serve customers better and improve risk assessment. Insurers are integrating AI tools to streamline operations and enhance decision-making, marking a shift in how the industry approaches technology.

Lower-Cost Cell Captives Emerge as Groups’ Risk Management Program

Organizations looking to manage risk are increasingly turning to cell captives. These structures offer a more affordable way to self-insure, allowing groups to tailor their risk programs without the high costs traditionally associated with captive insurance.

Insurers, Buyers Face New Challenges With Emerging Commercial Risks in 2025

Political shifts, AI developments, and cyber security concerns are among the new challenges companies are facing. Insurers and buyers must adapt to these evolving risks, requiring updated strategies and risk management approaches to stay ahead.

Chemical Liability Is Seen as an Emerging Risk Every Business Must Tackle and Manage

The growing awareness of “forever chemicals” exposure is prompting insurers to address legal and regulatory challenges. Businesses need proactive risk management to navigate these evolving liabilities and comply with stricter regulations.

Best’s Review is AM Best’s monthly insurance magazine, providing insight into emerging issues and trends and their impact on the marketplace.