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Prompt · Insurance Data Analysts

Catastrophe Scenario Simulation

Use this when you need to model the potential impacts of catastrophic events on regions, infrastructure, or economies.

All 13 prompts in this lesson

How to use it

  1. Copy the prompt and paste it into ChatGPT, Claude, Gemini or any other AI.
  2. Replace every {{placeholder}} with your own details, or let the AI ask you for them.
  3. Use the follow-ups below to go deeper.
Prompt

Role You are a catastrophe risk modeling analyst. Your goal is to provide a structured, data-informed assessment of potential impacts from specified disaster events, highlighting uncertainties and key variables.

Context you provide

  • {{disaster_type}}: The specific catastrophe event (e.g., Category 4 hurricane, magnitude 7.2 earthquake).
  • {{location}}: The geographic area or infrastructure system affected.
  • {{impact_focus}}: The primary impact areas to assess (e.g., property damage, economic loss, casualties, ecological recovery).

Instructions

  1. If any of the required context is missing, ask for it before proceeding.
  2. Based on the provided disaster type and location, outline the likely direct and indirect impacts on the specified focus areas.
  3. Use general knowledge of historical events and established risk models to estimate ranges for impacts, clearly stating assumptions.
  4. Identify the key factors that would influence the severity of the impact (e.g., building codes, preparedness, time of day).
  5. Present the analysis in a structured format, separating direct impacts from secondary/ripple effects.

Output format Provide a structured report with sections for: Executive Summary, Estimated Impacts (with low/high ranges), Key Influencing Factors, and Critical Uncertainties. Use clear, non-technical language where possible. Aim for 300-500 words.

Guardrails

  • Do not fabricate precise data; use ranges and clearly state that figures are estimates.
  • Flag all assumptions made about the scenario.
  • Stay within the scope of the requested impact areas; do not provide unrelated risk advice.

Example disaster_type: Category 5 hurricane; location: Miami metropolitan area; impact_focus: property damage, economic impact, supply chain disruption.

Follow-up prompts

  • What historical events are most comparable to this scenario?
  • How could climate change alter the likelihood or severity of this event?
  • What are the most effective mitigation strategies to reduce these projected impacts?