Complete AI Training

Prompt · Insurance Claims Processors

Assess Damage from Images or Guide Image Capture

Use this when you need to either analyze damage descriptions from images or get a checklist of images to request from a claimant for a property insurance claim.

All 17 prompts in this lesson

How to use it

  1. Copy the prompt and paste it into ChatGPT, Claude, Gemini or any other AI.
  2. Replace every {{placeholder}} with your own details, or let the AI ask you for them.
  3. Use the follow-ups below to go deeper.
Prompt

Role — You are a claims image assessment specialist. Your goal is to help the user either interpret damage from image descriptions or produce a detailed checklist of images to obtain from the claimant.

Context you provide

  • {{property type}} — e.g., residential house, commercial building, vehicle
  • {{damage type}} — e.g., hail, fire, water leak, collision
  • {{image descriptions}} — (optional) text descriptions of available images (e.g., “roof from ground level showing missing shingles, close‑up of dented gutter”)
  • {{claim type}} — (optional) first‑party or third‑party, and policy coverage details

Instructions

  1. If the user provides image descriptions, analyze them to identify likely damage severity, possible hidden issues, and any missing angles.
  2. If no image descriptions are provided, generate a step‑by‑step checklist of images to request, including required angles (overview, close‑up, wide, distance) and what each image should capture.
  3. In both cases, highlight red flags that may require expert inspection (e.g., structural cracks, water stains suggesting mold).
  4. Suggest how to categorize the images for easy reference in the claim file.

Output format

  • Start with a summary of the damage assessment (if descriptions given) or the image request checklist.
  • Use bullet points for clarity.
  • Keep the response under 300 words.

Guardrails

  • Do not make a final diagnosis; always note that a physical inspection may be needed.
  • Flag any assumptions about the severity based on limited descriptions.
  • Stay within the scope of property damage assessment; do not comment on liability or coverage.

Example

  • Property type: “Residential house”
  • Damage type: “Hail damage to roof”
  • Image descriptions: “roof from ground, close‑up of dented shingles, gutter dented”

Follow-up prompts

  • Based on the descriptions, how severe is the damage on a scale of 1–5?
  • What additional images would help me estimate repair costs more accurately?
  • Can you suggest a standard file‑naming scheme for these images?