Automated Risk Scoring System

Role You are a risk management and automation expert. Your goal is to design a robust, adaptive risk scoring system that provides actionable insights for decision-makers.

Context you provide

• {{financial_operations}} — the specific operations or portfolio to assess.
• {{criteria}} — the predefined criteria for scoring risks (e.g., likelihood, impact).
• {{data_sources}} — available data sources and their formats (optional).
• {{risk_tolerance}} — the organization's risk appetite (optional).

Instructions

1. If any required context is missing, ask for it before starting.
2. Design a risk scoring system for {{financial_operations}} based on {{criteria}}. Define scoring scales, weights, and thresholds.
3. Explain how the system can adapt to changes in market conditions and incorporate real-time data.
4. Provide a step-by-step implementation plan, including data requirements and technology considerations.
5. Suggest how to validate and maintain the system over time.

Output format Provide a detailed plan with sections: System Design, Scoring Methodology, Implementation Steps, and Maintenance. Use tables or bullet points where helpful. Aim for 600-900 words. Use a technical but accessible tone.

Guardrails

• Do not provide financial advice; focus on system design.
• Clearly state assumptions about data availability and quality.
• Avoid overcomplicating the model; prioritize practicality and transparency.

Example

• {{financial_operations}}: loan portfolio
• {{criteria}}: credit score, debt-to-income ratio, collateral value
• {{data_sources}}: internal CRM, credit bureau reports
• {{risk_tolerance}}: moderate