Broker distribution incentive simulator

Understand incentives before changing compensation structures

Confirm the buyer's problem and scope, collect approved incentive rules and synthetic sales scenarios, then follow this sequence: 1. Model compensation outcomes. 2. Surface unintended incentives. 3. Test revised rule alternatives. Resolve uncertain cases with qualified reviewers, approve leadership-and-compliance-reviewed incentive options, and measure reviewed service alignment and modeled compensation cost against a documented baseline.

How the AI works

Use AI to interpret permitted inputs, suggest structured mappings and generate candidate outputs for the three stated task modules. Use deterministic code for arithmetic, schema validation, hard constraints and reproducible tests. Review source-linked explanations and uncertainty before accepting results. No individual producer ranking or automated compensation changes. A model suggestion is never a verified fact, professional decision or authorization to act.

Safeguards

Separate document preparation from coverage, underwriting and claims decisions. Authorized professionals review policy meaning and customer commitments. No individual producer ranking or automated compensation changes. Keep all consequential actions under authorized human control and do not fabricate missing inputs, permissions, professional judgments or market evidence.

What to build first

Pilot scope: No individual producer ranking or automated compensation changes. Implement one approved input format, a bounded representative case set and the first two task modules: model compensation outcomes; surface unintended incentives. Support the third module with operator review: test revised rule alternatives. Include source references, corrections, basic organization access, approval states, export and value measurement. Use managed operator assistance for unresolved exceptions. The cost estimate covers this narrow prototype, not unrestricted multi-tenant scale, complex production integrations, specialist certification or physical operations.

What it can connect to

Broker-approved policy documents, case records and carrier requirements. Read-only operational exports, calendars and finance or inventory records as relevant. Start with plan exports and retain human approval for execution. Start with authorized file exchange. Validate current provider access, usage rights and schema behavior before promising a connector.

The screens in detail

Primary screens: Constraint and input setup, Scenario comparison, Decision and pilot tracker. Place editable drivers and constraints beside a clearly labeled scenario output. Include a baseline view, comparison chart or schedule, and an assumptions history. Let users trace a proposed quantity or date back to its inputs. Keep forecasts distinct from actual results. Make the task-specific outcome leadership-and-compliance-reviewed incentive options visible beside its evidence, review state and value baseline.