Prompt course · 8 lessons · 24 prompts · 1 hour · Beginner
AI for Underwriters
This prompt course gives underwriters ready-to-use prompts for intake review, risk factors, premiums, policy terms, decisions, and broker messages. You will practice each prompt with your own files and learn how to check the output before you rely on it.
What you'll learn
- Application Intake Review: Turn a new insurance submission into a clean summary, key facts, and a list of what is still missing.
- Risk Factor Assessment: Identify, organize, and question the risk factors in an application so you can assess it more consistently.
- Premium Calculation Support: Explain rating factors, build calculation worksheets, and sanity-check premium figures before you finalize them.
- Policy Terms Analysis: Break down policy language, compare endorsements, and explain coverage differences clearly.
- Decision Drafting: Draft clear approval, denial, and exception summaries that reflect your underwriting reasoning.
- Actuarial And Guideline Collaboration: Prepare for actuarial discussions and draft updates to underwriting guidelines.
- Documentation And Audit: Organize decision notes, create audit-ready summaries, and check consistency across your files.
- Broker And Client Communication: Draft professional broker and client messages that request information, explain decisions, and handle pushback.
What's inside
8 lessons · 24 prompts- Before you start · framework course TIDD-EC Prompt Framework: Do, Don't and Precise InstructionsTIDD-EC fits underwriting because do, don't, and precise instructions keep outputs compliant when drafting a decision citing policy exclusions and state regulations.
- Start here Priya's Tuesday, Two WaysA day in the life of an Underwriter, before and after these prompts.
- 01 Lesson 1 · 3 prompts Application Intake Review
- 02 Lesson 2 · 3 prompts Risk Factor Assessment
- 03 Lesson 3 · 3 prompts Premium Calculation Support
- 04 Lesson 4 · 3 prompts Policy Terms Analysis
- 05 Lesson 5 · 3 prompts Decision Drafting
- 06 Lesson 6 · 3 prompts Actuarial And Guideline Collaboration
- 07 Lesson 7 · 3 prompts Documentation And Audit
- 08 Lesson 8 · 3 prompts Broker And Client Communication
About this course
7 topicsPrompts for Underwriters: From Submission To Decision
Underwriting work moves from a new submission to a final decision, with many small steps in between. This course gives you a prompt for each step, written in the language of insurance and tested on real underwriting tasks.
You will learn how to ask for a summary, question risk factors, check premium math, compare policy terms, draft decisions, and write to brokers. The aim is not to automate your job. It is to make the careful parts faster and the final call clearer.
The lessons
- Application Intake Review: Use AI to turn a new insurance submission into a clean summary, key facts, and a list of what is still missing.
- Risk Factor Assessment: Use AI to identify, organize, and question the risk factors in an application so you can assess it more consistently.
- Premium Calculation Support: Use AI to explain rating factors, build calculation worksheets, and sanity-check premium figures before you finalize them.
- Policy Terms Analysis: Use AI to break down policy language, compare endorsements, and explain coverage differences clearly.
- Decision Drafting: Use AI to draft clear approval, denial, and exception summaries that reflect your underwriting reasoning.
- Actuarial And Guideline Collaboration: Use AI to prepare for actuarial discussions and draft updates to underwriting guidelines.
- Documentation And Audit: Use AI to organize decision notes, create audit-ready summaries, and check consistency across your files.
- Broker And Client Communication: Use AI to draft professional broker and client messages that request information, explain decisions, and handle pushback.
What The Course Covers
Each lesson focuses on one underwriting task, in the same order you often work. You start with Application Intake Review and move through risk, premium, policy terms, decisions, actuarial collaboration, documentation, and broker communication.
Every lesson includes a prompt you can copy, a short explanation of what it does, and guidance on what to check before you use the answer.
How The Lessons Connect
The lessons build on each other. The intake summary becomes the base for risk factors, and the risk review feeds the premium worksheet and decision draft.
By the end, you have a full set of prompts that can support a file from first look to final message, with your notes and judgment in the center.
How To Use Prompts Well
Good prompts give context: the line of business, the state, the coverage, and the question you need answered. Add the details that matter, such as prior claims, payroll, or a specific endorsement.
Read the output as a draft. Ask follow-up questions, correct wrong assumptions, and keep your own underwriting reasoning in the final version.
Who This Course Is For
This course is for underwriters who review applications and set premiums, whether you work with commercial, personal, or specialty lines. It is also useful for senior underwriters who mentor others or update guidelines.
You do not need to be technical. You only need to know your files and be willing to try a prompt on work you already understand.
Safety And Privacy For This Job
Insurance files hold personal and financial details. Before you paste anything into an AI tool, follow your company's rules and remove or mask information that is not needed for the task.
Use the prompts to ask for structure and language, not to store client data. When in doubt, keep sensitive details out and ask your manager or compliance team.
Your Next Step
Open the first lesson and bring a recent submission with you. Run the Application Intake Review prompt, compare the summary to your own notes, and see where it helps.
Then move to the next lesson when you are ready. Small practice on real files is how this becomes a lasting skill.