Ant International has launched its agentic mobile protocol (AMP) globally, a framework that lets partner wallets and payment platforms deploy AI agents to execute payments. The rollout begins with 10 mobile wallets and 7 acquiring partners across the Alipay+ ecosystem, with adoption phased in from September.
The protocol targets digital wallets, superapps, smart devices, and other mobile interfaces. Its design allows end-to-end agentic transactions across devices without requiring users to switch apps. Ant International said the steps needed to link a payment agent to a wallet have been cut in half compared with previous integration methods.
What AMP includes
AMP bundles three core components: an AgentSafePay feature, a know-your-agent (KYA) framework, and a high-frequency settlement mechanism. AgentSafePay gives merchants a money-back guarantee against agentic-specific risks and sets clear permission boundaries.
The settlement layer supports what Ant International calls "high-frequency nano-grade agent-to-agent (A2A) settlement," enabling transactions as small as $0.000001 between AI agents. That granularity matters for machine-driven payments where individual charges may be fractions of a cent.
For finance teams tracking the AI Agents & Automation space, the protocol signals a shift from AI that recommends actions to AI that completes transactions. The distinction is operational: an agent that can pay is an agent that can execute, not just advise.
First-phase partners
The initial wallet partners span China, Hong Kong, Indonesia, the Philippines, South Korea, Macao, Malaysia, Thailand, and Singapore. They include Alipay, AlipayHK, DANA, GCash, KakaoPay, MPay, TNG eWallet, TrueMoney, Toss, and Starryblu.
Acquiring partners for the first phase are Adyen, Allinpay, Checkout.com, Fiserv, Global Payments, Nuvei, and Worldline. AMP was first launched in April 2026.
"We are inspired to see how, a few months into its launch, more and more wallets and payment partners are accelerating their AI strategy by bringing this exciting capability to users in the real world," said Jiang-Ming Yang, chief innovation officer at Ant International.
Why this matters for finance professionals
Agentic payments introduce a new transaction category that finance teams will need to govern. The KYA framework and permission boundaries in AMP point to the compliance questions ahead: who authorizes an agent, what spending limits apply, and how disputes get resolved when neither party is human. Payments infrastructure is now being built for machine-to-machine commerce. Finance professionals who understand these rails early will be better positioned to set internal controls before agent spending becomes a line item they didn't plan for.
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