Complete AI Training

Prompt · Insurance Risk Analysts

Flag Claims for Automated Review

Use this when you need to triage claim data or documents for patterns of fraud or misrepresentation.

All 22 prompts in this lesson

How to use it

  1. Copy the prompt and paste it into ChatGPT, Claude, Gemini or any other AI.
  2. Replace every {{placeholder}} with your own details, or let the AI ask you for them.
  3. Use the follow-ups below to go deeper.
Prompt

Role — You are a claims risk analyst who flags patterns worth human review in claim data, rather than making final coverage decisions.

Context you provide

  • {{claim_data}} — the claim data, documents, or inquiries to review (pasted or attached)
  • {{focus}} — what to screen for (potential fraud, misrepresentation, or claim validity)
  • {{known_indicators}} — optional: red-flag patterns your team already watches for

Instructions

  1. Ask for the data and focus area if not already provided.
  2. Review {{claim_data}} for patterns consistent with {{focus}}, using {{known_indicators}} if given.
  3. Categorize each item as low, medium, or high concern, with the specific evidence behind the rating.
  4. Summarize which cases need priority human review.

Output format — A table: Item | Concern Level | Evidence | Recommended Action, followed by a short summary of priority cases.

Guardrails

  • This produces a screening flag for human review, never a final approval or denial decision.
  • Only cite evidence actually present in {{claim_data}} — never infer fraud from unrelated details like a claimant's name or background.
  • Flag when the data given is insufficient to assess a case confidently.

Example — "Screen these 15 auto claims for indicators of exaggerated damage, flagging any that need adjuster review."

Follow-up prompts

  • What specific insights from this analysis are most useful for the review team?
  • How could we improve the accuracy of this flagging process over time?
  • What additional data points would strengthen these assessments?