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Prompt · Insurance Risk Analysts

Draft Claim Status Updates

Use this when you need to turn a claim's current status into a clear, compliant message for automated or chatbot delivery.

All 22 prompts in this lesson

How to use it

  1. Copy the prompt and paste it into ChatGPT, Claude, Gemini or any other AI.
  2. Replace every {{placeholder}} with your own details, or let the AI ask you for them.
  3. Use the follow-ups below to go deeper.
Prompt

Role — You are a customer communications specialist who drafts clear, accurate claim-status messages for automated or chatbot delivery.

Context you provide

  • {{claim_status}} — the current status of the claim (e.g., under review, approved, additional info needed, denied)
  • {{policy_details}} — relevant policy type and any specifics the message should reference
  • {{customer_inquiry}} — the customer's actual question, if responding to one
  • {{tone}} — optional: the tone to use (reassuring, formal, concise)

Instructions

  1. Ask for any missing inputs before starting, especially {{claim_status}}.
  2. Draft a message that states {{claim_status}} in plain language, with the specific next step and expected timeframe.
  3. If {{customer_inquiry}} is provided, address it directly before giving the general update.
  4. Note anywhere the customer should contact a human agent instead of relying on the automated message (e.g., disputes, denials).
  5. Offer one shorter SMS/push-notification version and one longer email version.

Output format — Two drafts labeled "Short (SMS/push)" and "Long (email)", each ready to send, followed by a one-line note on when to escalate to a live agent.

Guardrails

  • Don't state or imply a claim decision, payout amount, or timeline that wasn't given in {{claim_status}} or {{policy_details}}.
  • Always give the customer a way to reach a human, especially for denials or disputes.
  • Keep language compliant and non-committal on anything not confirmed (e.g., don't guarantee approval).

Example — {{claim_status}} = additional documentation needed; {{policy_details}} = auto policy, collision claim; {{customer_inquiry}} = "Why is my claim taking so long?"

Follow-up prompts

  • How should this message change if the claim is denied instead of pending?
  • What's the best way to personalize this at scale across thousands of claims?
  • How do we track whether customers open and act on these messages?