Cash Repatriation Planning Agent

A group holds cash in many countries, and moving it home can trigger withholding tax, currency controls, legal limits on dividends or tax on intercompany loans. The right route, such as a dividend, a loan repayment or netting, depends on the country and the amount. This agent maps cash by entity and country and reads the group's rules for each move: withholding tax rates, distributable reserves, central bank approvals and treaty relief. For each possible route it models the net cost including tax, fees and exchange rate effects, and ranks the options. When a rate or rule changes, it reruns the model and shows what changed. It checks that each proposed route is allowed by local reserves and covenant limits. The CFO approves any move. Edge case: a local company has negative reserves, so a dividend is not allowed and the agent proposes a loan repayment instead.