Claim Photo and Estimate Consistency Agent

Adjusters and service reps often see a repair estimate that looks too high or too low for the damage in the photos, but comparing every line by eye is slow. The agent reads the claim description, the photos and the repair estimate. It lists the damage visible or described, then matches each estimate line to it and marks lines with no matching damage, and damage with no matching line. It scores each mismatch by dollar value and asks the claimant or shop for clarification. When replies or new photos arrive, it rechecks the whole file again. It never decides a referral or denial; the rep does. Edge case: a bumper replacement quoted when photos show only a scratch, where the shop later sends hidden damage photos.