AI agent for founders
Startup Runway and Burn Monitor Agent
A weekly runway number the founder can trust, with early warnings
What it does
For a young company, knowing how many months of cash remain is critical, yet most founders check it only when something feels wrong. Every Monday this agent pulls balances and transactions from all bank accounts and cards. First it checks that every account is current; if a feed is missing or stale, it asks the founder to reconnect it before reporting anything. It then groups spend into payroll, tools, contractors and other, spreads large annual payments over twelve months, and updates burn and runway, including the founder's hiring plan. It compares spend with plan and flags new recurring costs, such as a new software subscription. When runway drops below the set number of months, it drafts a list of possible savings. The founder decides on any cuts. Edge case: an annual insurance payment lands this month, so the agent spreads it rather than letting one month look alarming.
How it works
Follow the arrows from top to bottom. The orange dashed arrow is the loop: when a check fails, the agent goes back and tries again.
Read the steps as a list
- Monday cash check
- Pull balances and transactions from all accounts
- Are all accounts current?If not: ask the founder to reconnect missing feeds. Back to step 2.
- Group spend and spread annual payments
- Update burn and runway with hiring plan
- Draft weekly cash note and possible savings
- Founder approves any cost cutsThe agent waits here for your OK.
- Cash note saved
How it decides
It calculates runway on average monthly burn adjusted for annual payments and warns when runway drops below the set months.
- Runway uses three-month average burn with annual payments spread over twelve months
- Any account not synced within 3 days blocks the report
- New recurring costs above $100 a month are flagged
- Runway under the set months triggers a savings list
Make it yours
Every agent is a starting point. You choose these settings for your own situation.
- Runway warning level
- Cost groups
- Report day
- Hiring plan scenarios
What keeps you in control
It always asks you first
- Cancelling subscriptions or contracts
Hard limits
- Never moves money
- Does not cancel services
It stops when
- Done: note saved
- Stop: main bank feed unavailable
Set it up
We guide you through the set-up, step by step
Members get the full set-up guide for this agent. No technical skills needed: you copy, paste and upload.
- One set of instructions to paste into your AI, with the clicks for ChatGPT, Claude, Microsoft 365 Copilot, Gemini and Grok
- The agent then walks you through connecting your own data, one source at a time
- A downloadable copy with the flow chart, the rules and the full guide
