Broker commission reconciliation

For independent broker finance teams, turn commission statements and approved policy registers into commission reconciliation report. Address this specific problem: carrier commission statements cannot be matched to agency records. The aim: commission differences traced to statement evidence. The pilot tests whether that benefit holds up against reviewer effort and real operating costs.

The buyer creates a project, supplies commission statements and approved policy registers, and confirms scope and access. Users correct extracted facts, resolve flagged uncertainties and approve the final commission reconciliation report before use. Retain source links and a version history for the next cycle.

How the AI works

Propose matches while deterministic arithmetic calculates differences. Keep model suggestions separate from verified facts. Link factual outputs to authorized input evidence and show missing information explicitly. Use deterministic checks for counts, dates, identifiers and arithmetic where applicable. A designated reviewer validates consequential outputs and signs off the delivered result.

Safeguards

Separate document preparation from coverage, underwriting and claims decisions. Authorized professionals review policy meaning and customer commitments. Read-only matching; contractual interpretations reviewed separately. Require appropriate access and publication approval. Preserve source material, label AI drafts and make corrections traceable. Measure false positives and missed cases alongside speed.

What to build first

Costed pilot: Read-only matching; contractual interpretations reviewed separately. Start with one buyer organization and a bounded set of representative inputs. Implement the first two modules: extract statement lines; match policy identifiers. Support the third task through an assisted review queue: compare expected amounts. Handle the remaining required functions manually until validated. Include input upload, source references, user correction, a reviewer approval step and export of commission reconciliation report. Authentication, account isolation, deletion controls and basic operational logging are included. Specialized production certification, live write integrations and broader rollout are not included unless explicitly stated.

What it can connect to

Broker-approved policy documents, case records and carrier requirements. Read-only business data exports, reporting databases and task trackers. Reconcile source totals before scheduling recurring data refreshes. Begin with uploads and exports of commission statements and approved policy registers. Any named system or connector is a candidate requiring current access and compatibility checks; no live connection is included by default.

The screens in detail

Open with a compact overview and filters for the relevant period or segment. Let users drill from each theme or metric into underlying records. Keep source definitions and missing-data notes near the result. Use an action panel to assign investigations and record what was learned. Open with statement import; move into match exceptions for the detailed task; finish in query pack for review and handoff. Show the source record, uncertainty and approval status beside each proposed output.