Agentero launches AI Appetite Checker to help agents match risks with the right carriers
Oakland, Calif. - Nov. 18, 2025. Agentero announced a new AI Appetite Checker that helps independent agents identify which carriers are most likely to write a given risk. The goal is simple: cut the guesswork, reduce back-and-forth, and help you place business with confidence.
Why this matters for independent agents
Carrier appetite shifts by line, state, class, and even recent loss trends. Agents waste hours chasing quotes that were never a fit in the first place. A quick appetite check can save calls, emails, and declines-while improving hit ratios and client response times.
- Find carriers that actually want the risk before you submit.
- Reduce blind submissions and the friction they create.
- Give clients faster answers and more relevant options.
- Spend less time searching and more time advising.
What the AI Appetite Checker does
At its core, it points you to insurers that are a strong match for the risk you're evaluating. You input the basics, and it returns carrier options that fit the profile. That means you can prioritize your outreach and avoid dead ends.
For personal or commercial, admitted or E&S, the first question is the same: who's writing this right now? This tool is built to answer that question first-so your market strategy has a clear starting point.
Practical ways to use it today
- Pre-qualify markets before you quote. Confirm appetite before you collect full apps or loss runs.
- Triaging tough risks. When a niche class or location raises flags, use the checker to find realistic carrier options.
- Speed up remarketing. When a renewal needs a move, get a shortlist and act fast.
- Onboard new producers. Give them a simple way to route risks to the right markets from day one.
Good habits to keep alongside any appetite tool
- Verify with underwriting bulletins and your carrier reps-appetite evolves.
- Document why a market is recommended and any eligibility triggers.
- Protect client data; only share what's required for an appetite look.
- Track outcomes. Close the loop by noting which recommendations led to quotes and binds.
How this fits Agentero's network
Agentero connects independent agents with carriers through technology and market access. The AI Appetite Checker extends that mission by helping you decide who to approach first. If it shortens your route to a yes-even by one or two steps-your team wins back time and momentum.
Learn more or request access on the official site: Agentero.
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