Good Morning Livingston Kicks Off 2026 With Focus On AI, Cybersecurity & Business Risk
The Howell Area Chamber of Commerce opens the 2026 Good Morning Livingston series next week with a clear focus: how AI and cybersecurity decisions hit the bottom line. The session brings business and community leaders together to cut through noise and talk financial exposure, operational risk, and practical controls that actually lower loss.
The event runs Thursday, March 5, from 8:00-9:30am at Chemung Hills Golf & Banquet Center. Expect executive networking, breakfast, and a concise program built for owners, decision-makers, and stakeholders who want results, not jargon.
Why this matters to insurance professionals
- Underwriting discipline: AI use, data governance, MFA, and incident response plans now influence appetite, pricing, and credits.
- Claims trends: Social engineering, BEC, ransomware, and deepfake-enabled fraud are driving frequency and severity across cyber, crime, and E&O.
- Risk control ROI: Strong security controls reduce capital at risk, stabilize loss ratios, and protect customer trust-affecting both premium and retention.
- Regulatory pressure: Clear frameworks and reporting readiness reduce penalties and reputational damage after an event.
Featured program
Emcee: David Walker of Hartland Insurance will guide the morning and keep the pace sharp. The featured presentation, "AI, Cybersecurity & Your Bottom Line: What Business Leaders Need to Know About Risk, Technology, and Financial Impact," will be led by Ken Bradberry, a technology and cybersecurity professional with 30+ years in enterprise IT and healthcare security.
Bradberry will break down how AI choices and security posture affect costs you can't ignore: breach response, downtime, legal exposure, and long-term customer churn. Expect clear, actionable guidance without technical overload.
What you'll walk away with
- A simple way to assess AI-related risk across vendors, data, and workflows.
- Security controls that actually move premium and claims outcomes (MFA, least privilege, backups, EDR, email security, user training).
- How to talk dollars-and-cents with leadership: TCO of controls vs. average incident costs, sublimits, and exclusions that bite.
- Policy fine print to revisit now: social engineering coverage, funds transfer fraud, business interruption triggers, and panel requirements.
Event details
- Date/Time: Thursday, March 5, 8:00-9:30am
- Location: Chemung Hills Golf & Banquet Center
- Format: Executive networking, breakfast, and a focused educational program
- Cost: $35 for Chamber members, $60 for future members
- Register: howell.org
Sponsors powering the program
Presenting sponsors: Lake Trust Credit Union and Trinity Health. Corporate sponsor: Citizens Insurance. Audio/visual support: Agapé City Church. Their support strengthens the Livingston County business community and keeps the conversation practical and outcomes-focused.
Helpful resources
Save these 2026 dates for Good Morning Livingston
- May 7
- September 17
- November 5
Questions about registration, sponsorship, upcoming events, or Chamber membership? Contact Dianne Samples at dsamples@howell.org or 517-546-3920.
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