Aon lifts Data Center Lifecycle Insurance capacity to $2.5B for AI-fueled digital infrastructure
Dublin, Jan. 14, 2026 - Aon has increased its Data Center Lifecycle Insurance Program (DCLP) capacity by $1 billion, bringing the total to $2.5 billion. The move meets surging demand from cloud and AI buildouts and the rising risk profile of large, complex facilities.
First launched in 2025, DCLP combines construction, cyber, cargo and operational risks under one coordinated solution. The goal: secure capacity at scale, reduce friction, and move projects forward with greater certainty.
Why this matters to insurance professionals
Data centers are growing larger, costlier, and more interdependent. Delays, outages, and cyber-physical events can trigger sizable DSU and BI exposures that ripple through customers, suppliers, and financing structures.
For brokers, carriers, and MGAs, integrated placement can simplify execution and help address aggregation across lines. For clients, it creates a single program to evidence resilience, satisfy lenders and hyperscale customers, and support long-term performance.
Program highlights
- Up to $2.5 billion in coverage for Construction All Risks, Delay in Start-Up (DSU) and Operational Property Damage/Business Interruption.
- Cyber, Cyber Property Damage and Tech E&O coverage up to $400 million, including DSU (damage and non-damage), business interruption and SLA violations.
- Third-party liability coverage up to $100 million (excluding U.S. exposures).
- Project cargo and transport insurance up to $500 million.
- Integrated risk engineering and cyber impact modelling via Aon's Global Risk Consulting team.
Lifecycle approach
DCLP supports projects from groundbreak through steady-state operations. By pairing multi-line capacity with risk engineering and analytics, it helps clients anticipate exposures, demonstrate resilience to stakeholders, and keep schedules and uptime targets on track.
"Managing risk throughout the data center lifecycle is a strategic imperative - these platforms drive innovation, connectivity and economic growth," said Greg Case, president and CEO of Aon. "As these facilities become more critical and complex, building resilience into their infrastructure is essential for the broader business ecosystem."
"By increasing the capacity of DCLP, we are helping clients manage risk across the full lifecycle of a data center - from build-out to steady state operations, while supporting faster, more certain execution," said Joe Peiser, CEO of Commercial Risk for Aon.
What to check in placements
- DSU triggers: clarify damage vs. non-damage events, supplier failure, grid constraints, and permitting delays.
- Cyber-property crossover: confirm triggers for cyber property damage, BI, and SLA breach scenarios.
- Stacking and aggregation: map limits, sublimits, prim/excess structure, and campus-level accumulation.
- Geography and liability: third-party liability excludes U.S. exposures; match this with client footprint and contracts.
- Supply chain: ensure cargo/transport limits and terms fit long-lead equipment (generators, chillers, switchgear).
- Ops continuity: test BI indemnity periods against realistic recovery timelines and spares strategies.
- Engineering link: use risk engineering outputs to evidence resilience for lenders and off-takers.
- Wordings coherence: coordinate definitions, exclusions, and endorsements across all participating lines.
Related capacity: Aon Client Treaty
Aon also renewed its Client Treaty, a proprietary follow-on facility providing broad, multi-line coverage for complex risks, with enhanced terms that include protection for extended construction periods. This supports the capital cycle for large technology projects from initial build through operations.
Media contact
mediainquiries@aon.com
Toll-free (U.S., Canada and Puerto Rico): +1 833 751 8114
International: +1 312 381 3024
Source: Aon plc
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