Blend and Doma Extend Partnership to Deliver AI-Powered Instant Title Decisioning
Blend Labs, Inc. and Doma Technology, LLC have expanded their partnership to bring Doma’s AI-driven instant title decisioning solution, Upfront Title, to more lenders through Blend’s home lending platform. This integration allows lenders using Blend’s Mortgage and Rapid Home Lending tools to access instant title decisions directly within the borrower application process.
By embedding Doma’s Upfront Title into Blend’s platform, lenders benefit from a fully digital, end-to-end title and closing workflow. This reduces time to close loans and improves the borrower experience. Early visibility into title decisions helps lenders identify potential issues sooner, speeding approvals, reducing fallouts, and minimizing manual intervention.
Significant Cost Savings and Efficiency Gains
One of the standout advantages of this partnership is the cost savings it offers borrowers. The Upfront Title solution enables lenders to apply title insurance rates that are 40% to 70% lower than traditional rates, translating into hundreds of dollars saved per loan.
Max Simkoff, CEO of Doma, emphasized the value of the collaboration: “This strategic investment allows us to remove friction from mortgage closings and deliver instant title decisioning to more lenders nationwide, while lowering costs for borrowers.”
Strategic Shift for Blend Towards Software-Driven Title Solutions
Following Blend’s recent decision to sell its title insurance business, this expanded partnership with Doma reflects Blend’s focus on providing software-driven title solutions via trusted technology partners rather than managing these services directly.
Nima Ghamsari, co-founder and Head of Blend, stated, “Partnering with top-tier providers like Doma lets us streamline complex workflows such as title, enabling lenders to move faster, reduce costs, and offer a transparent, modern experience to borrowers.”
Proven Impact with Early Adopters
The Upfront Title integration has already demonstrated measurable results. For example, Mr. Cooper, a major Blend customer, saw a three-day reduction in overall loan cycle time and saved borrowers several hundred dollars on title fees. Jeff Puckett, SVP and head of mortgage origination at Mr. Cooper, praised the solution for aligning with their strategic goals through improved cycle times and affordability.
Availability and Future Enhancements
Upfront Title is currently available to all Blend customers who have a relationship with Doma and is in use by lenders including Mr. Cooper and a top 5 U.S. bank. Further enhancements are planned for the second half of 2025 to expand functionality and value.
About Blend
Blend Labs, Inc. (NYSE: BLND) is a digital origination platform serving banks, credit unions, and mortgage lenders. It streamlines workflows and accelerates loan processes across mortgages, consumer loans, and deposit accounts. In 2024, Blend powered $1.2 trillion in loan applications. Learn more at blend.com.
About Doma
Doma Technology, LLC specializes in AI-powered instant title risk management solutions for real estate transactions. Since going private in September 2024, Doma focuses on delivering its patented instant underwriting technology through platform partnerships and integration with Government Sponsored Enterprises.
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