CLARA Analytics Launches AI-Powered Subrogation Detection to Boost Insurance Recoveries
Enhancements to CLARA Triage Help Insurers Identify Millions in Missed Subrogation Opportunities
SUNNYVALE, Calif. – CLARA Analytics, a top provider of artificial intelligence technology for insurance claims optimization, has introduced new AI-driven subrogation detection features. These enhancements to its flagship product, CLARA Triage, automatically identify potential subrogation and risk transfer opportunities, offering narrative assessments and numeric scores. This enables claims adjusters to prioritize cases with the highest recovery potential efficiently.
Subrogation opportunities have long been underutilized, with the National Association of Insurance Commissioners (NAIC) estimating $15 billion in annual missed recoveries due to manual workflows and documentation challenges. CLARA's new capabilities directly address this gap, helping insurers capture recoveries that were previously overlooked.
Improved Financial Performance with AI Insights
Users of CLARA Triage have reported improvements in their combined loss ratios by 2% to 5% after one year of claims development. The product continuously analyzes claims from first notice of loss through settlement, applying predictive and generative AI to assess severity and complexity. This allows claims professionals to make informed decisions and focus resources where they matter most.
CLARA’s extensive contributory database, aggregated from multiple carriers, supports deep contextual analysis of medical and legal risks. The new subrogation detection functionality leverages this data alongside advanced machine learning models to identify and score recoverable opportunities based on likely financial returns. AI-generated narratives explain potential subrogation scenarios, making it easier for adjusters to act confidently.
Real-Time Updates and Strong ROI
CLARA Triage updates scores and alerts claims managers as new data arrives, ensuring timely identification of key subrogation opportunities. Clients with high platform adoption have seen ROI reports showing paybacks of 500% or more, with some achieving even greater gains.
“Our goal is to help claims teams work more effectively with their subrogation partners and deliver significant financial results,” said Heather H. Wilson, CEO of CLARA Analytics. “These new subrogation and risk transfer detection features represent a meaningful step forward in improving claims outcomes and increasing insurer ROI.”
About CLARA Analytics
CLARA Analytics is a leading AI-as-a-service provider focused on improving casualty claims outcomes for insurance carriers, managing general agents (MGAs), reinsurers, and self-insured organizations. Its platform, CLARAty.ai, uses image recognition, natural language processing, and other AI techniques to extract insights from medical notes, legal demand packages, bills, and other claim documents.
By enhancing claim professionals’ decision-making with predictive insights, CLARA helps reduce claim costs and improve results for carriers, customers, and claimants alike. Founded in 2017 and based in Silicon Valley, CLARA’s customers include many of the top 25 global insurance carriers, large third-party administrators, and self-insured entities.
For more information, visit www.claraanalytics.com.
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