Datavault AI Launches Insurance Data Union: New, Compliant Revenue for Independent Agencies
Datavault AI (Nasdaq: DVLT) announced an Insurance Data Union built with independent agents and brokers, including collaboration with the Independent Insurance Agents & Brokers of America (Big "I"). The union tokenizes anonymized insurance data so agencies can monetize what they already manage-safely, at scale, and with clear governance.
There's also an Accounting Data Union forming with top private firms from each U.S. state. Together, these unions aim to create a secure market for tokenized, de-identified insurance and accounting data with payouts handled by smart contracts.
What this means for independent agents
- Get paid for qualified, anonymized data assets you already maintain (policy, claims, quoting, servicing). Quality and compliance are measured with patented scoring (DataScore, DataValue) and settled through Data Vault Bank.
- Set up a wallet and convert tokenized data into U.S. currency through compliant, immutable, smart contract-enabled transactions.
- Join a collective dataset that can rival large carriers, giving you stronger analytics and insight without giving up your independence.
- Automated payouts reduce disputes and time spent chasing checks-funds are released instantly and transparently by contract.
Who can join
- Independent insurance agents and brokers from any U.S. state can register to qualify for admission to the Insurance Data Union.
- Qualified data assets are scored for completeness, accuracy, and governance to determine payout value.
How the union works
- Registration: Agencies apply and, once accepted, connect their de-identified datasets.
- Tokenization: Data is normalized and tokenized through Datavault AI's Information Data Exchange (IDE) and patented methods.
- Wallet and settlement: Each member sets up a wallet. Sales of tokenized data trigger smart contracts that pay out in U.S. dollars.
- Ongoing value: Members can participate in tokenized data sales, targeted analytics, and indexed datasets that drive recurring revenue.
Why it matters now
The global insurance market is projected at $8 trillion in 2025. Most agencies sit on valuable operational data that's underutilized. This union turns compliant data stewardship into a new income stream and sharper analytics, without sacrificing client privacy or control.
There's also upside in adjacent lines. Title insurance tied to real estate tokenization can create value for secondary market participants such as Fannie Mae and Freddie Mac by improving liquidity and risk management in housing. That benefits agencies plugged into real estate workflows.
Tim Varone, a veteran health insurance benefits sales leader and advisor to Datavault AI, noted that few industries have data assets as valuable as insurance and accounting. He added that smart contracts and high-performance computing now make this model practical at scale.
Datavault AI CEO Nathaniel Bradley said the goal is simple: let independent professionals monetize their data under their own brand, with the collective strength of a larger union. In his words, the company is treating data as a renewable asset class that can fund new innovation.
The tech and compliance backbone
- Core IP includes U.S. Patent No. 12,198,201 for preparing tax data for tokenization, plus patents for targeted advertising models and secure user data management.
- Pending applications cover tokenization of corporate data and tokenized minting/authentication of assets.
- The Information Data Exchange (IDE) supports Digital Twins, NIL licensing, and secure attachment of real-world objects to immutable metadata-useful for audit trails and responsible AI.
Practical steps for agency leaders
- Inventory your data: policy, claims, billing, quoting, service interactions, and third-party enrichment-then identify what can be de-identified.
- Tighten governance: codify data quality standards, retention, anonymization, and access controls to boost your DataScore and payout potential.
- Nominate a data lead: assign one owner for union onboarding, wallet setup, and internal coordination.
- Start small: pilot with a subset of lines or states, validate payouts and analytics, then scale.
- Feed insights back into the business: improve placement, cross-sell, retention, loss performance, and service SLAs.
Where this goes next
Expect ARR opportunities from tokenized data sales, analytics, and smart contract transactions as more members join. For agencies, this is a path to new revenue and stronger decisioning-while keeping client data private and compliant.
Explore partners and context: Independent Insurance Agents & Brokers of America | DVLT on Nasdaq
Want to skill up your team?
If you're building internal literacy around AI, data monetization, and automation, here's a curated place to start: AI courses by job role.
Your membership also unlocks:
