Hippo Holdings Inc. (NYSE: HIPO), a technology-native insurance group, has deployed Devin, Cognition's AI software engineer, across its engineering organization to speed up software development across the insurance lifecycle. The move, announced June 25, 2026, targets one of insurance's most persistent challenges: building software that works correctly across fifty states, each with its own regulatory requirements.
Devin is designed to handle multi-step development tasks - planning, writing, and testing code - working alongside human engineers. For Hippo's engineering team, that capability translates directly into faster, more reliable software delivery across distribution, risk management, and customer experience.
Automating complexity in a regulated industry
"Building software that works correctly in fifty states, each regulated differently, is complex and time intensive. With Devin, we can automate through that complexity instead of around it," said Kyle Ramsay, Hippo's Chief Product and Artificial Intelligence Officer. "Devin gives our engineers more time to focus on the innovative engineering work behind our products, data, operations, and risk management."
The insurance industry demands both speed and precision. Devin allows engineers to build, test, and iterate quickly without multiplying manual effort. Hippo's team is now accelerating delivery across a range of operations - from Hannah, its AI-powered service representative, to program data ingestion for partner MGAs, to key distribution initiatives.
Why Devin fits insurance work
Devin, developed by Cognition, is an AI software engineer capable of handling complex, multi-step engineering tasks, from writing and testing code to handling large codebases and resolving edge cases. For Hippo, the technology is particularly suited to high-volume, high-precision work that insurance software demands - complex enough to require genuine engineering judgment, but repeatable enough to benefit from automation at scale.
"Hippo is doing some of the highest stakes work there is, in one of the most complex and regulated industries out there," said Jeff Wang, Cognition's President of New Enterprise. "We built Devin to run secure, autonomous cloud agents that take on trusted, high-leverage engineering work in critical industries, so partnering with Hippo to modernize insurance was a natural fit. We're proud to help raise the bar on what a modern insurer can build."
Why this matters for insurance professionals
For carriers, MGAs, and insurtech teams, the deployment of tools like Devin signals a shift beyond customer-facing chatbots. The real value is in automating the repetitive, compliance-heavy coding that underlies rate filings, underwriting rules, and state-specific product configurations. When engineers spend less time on boilerplate, they can focus on the innovative work that differentiates a carrier in a competitive market. This is a practical, measurable use of AI that directly impacts speed to market.
For more on AI applications in insurance, see AI for Insurance. To explore how AI is changing software development, visit AI for IT & Development.
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