Hyperexponential Launches AI Triage to Fast-Track Profitable P&C Underwriting

Hyperexponential launches Triage: AI triage for underwriting in P&C

Hyperexponential introduced Triage on September 17, 2025, at The Standard in New York. The insurtech says the product moves submissions from inbox to decision in minutes and aims to be the fastest route from application to profitable business for P&C carriers.

Key takeaways

• Hyperexponential positions Triage as a path to profit by prioritizing the right risks.
• The platform applies AI to evaluate and rank underwriting submissions.

Triage reads complex broker submissions, classifies them, and ranks opportunities against an insurer's stated risk appetite. Connected to Hyperexponential's pricing and rating stack, it can produce coverage pricing in minutes.

Insurance operations are shifting from chasing productivity to building portfolio intelligence, said Amrit Santhirasenan, CEO and co-founder. His view: focusing deeply on pricing, rating, and underwriting is where demand is accelerating.

Why this matters for carriers

• Faster first look: route submissions to the right underwriter with the right context.
• Prioritize to risk appetite: spend time on the business you want, not just what shows up.
• Tighter feedback loops: push outcomes back into pricing and selection to improve results.
• Shorter cycle times: move from submission to quote and bind faster, aiming for better hit ratios and expense leverage.

Build and timeline

Triage was developed over roughly six months before launch. It's built for P&C and ties into Hyperexponential's pricing and rating solutions to streamline move-to-price decisions.

The company also plans a beta platform for admitted lines by the end of 2025, expanding its footprint beyond current use cases.

Momentum and investment

Hyperexponential raised $73 million in a Series B last year led by Andreessen Horowitz and Battery Ventures. The company reports $45 billion in premiums processed annually across its platforms.

Angela Strange, general partner at Andreessen Horowitz, highlighted the firm's view of Hyperexponential's pricing platform as a system of record with a large market and praised Santhirasenan's leadership and actuarial background.

U.S. expansion and hires

To support growth in the U.S., Hyperexponential added three leaders in 2025: Darren Govender as lead pricing actuary for North America (July), David Spitz as chief strategy and marketing officer (July), and Patrick Quintos as global partnership director (March).

What to watch next

• Adoption among commercial P&C carriers and MGAs, especially for complex and mid-market risks.
• Measured impact on quote turnaround, hit ratio, underwriting expense, and loss ratio.
• Integration depth with policy admin, existing rating engines, and broker intake channels.
• Controls for data quality, auditability, and model explainability in underwriting decisions.

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