Liberis Launches AI-Driven Platform to Simplify Small Business Funding
Liberis launches an AI-driven platform to simplify SMB funding, offering up to $2M with real-time, personalized financial options. Currently live in the U.S., global expansion is planned for 2026.
Liberis Simplifies SMB Funding with New AI-Driven Capital Platform
Small and medium-sized businesses often struggle with accessing the right financing due to a fragmented market filled with multiple providers and high rejection rates. Liberis, a global embedded finance provider, introduces the Liberis Capital Platform—an AI-powered solution that streamlines funding access by offering a unified, intelligent ecosystem. This platform delivers real-time, personalized financial recommendations and supports businesses from their startup phase through to significant growth milestones.
The Liberis Capital Platform is currently live in the U.S. and offers funding up to $2 million, with plans for a global expansion in 2026.
Addressing the Funding Gap for SMBs
Small businesses typically rely on five to eight different financial products across various providers, often facing confusing options and frequent rejections. Rob Fairfield, CEO of Liberis, emphasizes that the traditional funding model is outdated and ineffective. Liberis aims to replace this with an intelligent platform that anticipates business needs and grows alongside customers.
This new platform consolidates funding options into a single ecosystem, reducing friction and providing tailored financial products that evolve with the business.
How the AI-Powered Platform Works
At the heart of the Liberis Capital Platform is a recommendation engine that processes over 118 million SMB data points monthly, including revenue patterns and customer feedback. This data-driven approach ensures businesses receive the most relevant funding options at the right time.
The platform offers five core financial products, each designed to support different stages of business growth. Partners can customize these products to align with their customers' specific needs, enabling a collaborative and flexible financing experience.
- Starter Capital: Immediate funding for new merchants with a 98% eligibility rate.
- Working Capital Finance: Short-term funds to manage cash flow and operational expenses.
- Flex Capital: An ongoing, replenishing credit line without the need for repeated underwriting.
- Pay with Liberis: Embedded checkout financing integrated directly with partner products.
- Investment Capital: Larger funding amounts aimed at strategic growth and expansion projects.
Looking Ahead: Embedded Finance and SMB Growth
Liberis is focused on further modularizing its technology to speed up partner onboarding and enhance data insights. The company envisions the Liberis Capital Platform becoming the default funding infrastructure for its partners, providing a seamless financing experience that supports the global SMB economy.
For finance professionals interested in the intersection of AI and financial services, this platform exemplifies how data and automation can simplify access to capital for small businesses.
To explore more about AI applications in finance, consider visiting Complete AI Training’s finance AI tools page.
