Modern Treasury Launches AI-Powered Payments Platform for Enterprise Operations
Modern Treasury has introduced a new AI Platform built specifically for the needs of enterprise payment operations. Leveraging its existing ‘PaymentOps’ infrastructure, this AI combines a context-aware agent with a real-time workspace, shifting payment teams from manual, reactive tasks to streamlined, proactive workflows.
This AI agent, designed for enterprise-grade payment management, pairs with Modern Treasury’s Workspace technology—a collaborative canvas where payment teams and the AI agent work together to oversee payment workflows and optimize operations.
Built for Transparency and Control
Unlike generic AI models, Modern Treasury’s AI agent is “auditable by design.” This means it delivers verifiable results based on deep integration with enterprise payment systems and workflows, ensuring accuracy and compliance. It can answer operational queries in plain language, such as:
- What was my average daily cash balance in this account last month?
- Could you assist me in answering a customer’s question about their payment status?
- How many reconciliation items have been open for over 30 days?
- Summarize fees by payment processor for Q1.
- Notify me if any duplicate payments are charged.
Security and compliance are central to the AI agent’s design. It only acts when authorized and never shares data with third-party model providers for training. With built-in permissions and configurable human approvals, teams maintain full oversight and control over every action.
Powered by Real-World Payment Data
The AI agent draws on Modern Treasury’s extensive institutional knowledge, including transaction history, fee structures, and system logic. This foundation is backed by insights from trillions of payment data points across various payment rails and customers.
“AI is only as good as the data,” said Sam Aarons, co-founder and CTO of Modern Treasury. “We see the full payment lifecycle—from metadata and reconciliation logic to exceptions and outcomes. That depth of payment context gives us a unique edge in delivering relevant AI capabilities for enterprises.”
Unified Workspace for Payment Teams
Modern Treasury’s platform integrates bank, ERP, and processor data into one live workspace. Payment teams can manage workflows, track recurring tasks, and monitor progress across teams and systems—all without coding.
“The AI Agent and Workspace change how companies handle payments,” said Dimitri Dadiomov, CEO and co-founder of Modern Treasury. “Instead of reacting to problems after they arise, teams can now manage payment operations proactively with greater speed, intelligence, and control.”
The AI Agent and Workspace are currently available through an early access program, with general availability planned later this year.
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