Patra advances AI platform to benefit insurance groups of every size
On Jan 20, 2026, in El Dorado Hills, Calif., Patra announced four meaningful upgrades to its Patra AI platform: first-of-its-kind support for Commercial Package policies (CPP), stronger model performance, new monthly SaaS subscriptions, and operational reporting.
The goal is straightforward: reduce the heavy lift across policy checking, quote comparison, and policy data extraction while maintaining verified accuracy and speed. With these updates, Patra AI now addresses workflows that account for roughly 85% of commercial policy volume.
What's new
- CPP support: Accurate extraction and analysis across up to five lines within a single bundled policy or quote PDF.
- Model gains: Higher accuracy with fast, human-in-the-loop verification in minutes.
- Monthly SaaS pricing: Predictable subscriptions starting at $99/month, including a 14-day trial and unlimited seats.
- Operational reporting: Usage and performance insights with easy exports for BI and oversight.
Breaking the Commercial Package barrier
CPPs have been hard to automate due to sheer length and mixed coverages inside one document. Patra AI now reads and structures data across five lines in a single CPP:
- Commercial Property
- Commercial General Liability
- Commercial Auto
- Workers' Compensation
- Commercial Umbrella
For context on CPPs, see this definition from IRMI: Commercial Package Policy (CPP).
"Support for Commercial Package policies has been a significant gap for AI document automation in the insurance industry," said Will Dogan, Senior Vice President of Product and Service Line Management at Patra. "By pairing recent AI advancements with a new SaaS subscription plan, agencies of every size can automate complex workflows with the same speed, efficiency, and 99.5% verified accuracy they've come to expect from Patra."
Coverage across 12 commercial lines
Patra AI now supports one integrated workflow across these lines:
- Business Owners Policy (BOP)
- Cyber Liability
- Commercial Automobile
- Directors and Officers (D&O)
- Commercial General Liability
- Employment Practices Liability (EPLI)
- Commercial Package
- Excess Liability
- Commercial Property
- Professional Liability
- Commercial Umbrella
- Workers' Compensation
SaaS subscription plans for Self-Service
- Simple pricing: Plans start at $99/month and include a 14-day free trial.
- Unlimited seats: Add users without extra fees; pick a plan by expected policy volume.
- Measured outcomes: Customers report 85%+ time savings on policy checking; one agency cut $300,000 in annual checking costs and shifted capacity to revenue work.
- Verified accuracy: Patent-pending AI plus guided review delivers 99.5% accuracy in minutes.
Full-Service option with Patra delivery teams
If you want the outcomes without running the process, Patra's Full-Service model bundles the platform with Patra's global teams. Pricing is fixed and transactional, turnaround times are faster, and work is covered under Patra's E&O. You get the lift from automation without changing your team's daily workflow.
Turn usage into operational insight
New reporting shows platform activity by team, workflow, and performance trend. Export data for deeper analysis, spot bottlenecks, and track ROI. Leaders get a clean view of adoption, productivity, and accountability across the organization.
Why this matters for agencies and brokers
- CPP is solvable: Hours of manual review condensed into minutes with verification.
- Budget clarity: Predictable monthly SaaS or transactional Full-Service pricing.
- Scale without headcount: Unlimited seats and human-in-the-loop workflows keep accuracy high without adding FTEs.
- Data you can use: Operational reporting turns activity into decisions.
Next steps
To see Patra AI in action or compare Self-Service vs. Full-Service, schedule a demo via Patra. If you're also building team capability around AI-driven operations, you may find value in practical, vendor-neutral training resources such as AI Automation Certification.
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