Payhawk launches Fall '25 AI Office of the CFO agents with enterprise controls and 0.3% FX global payments

Payhawk expands AI finance orchestration with Fall '25 Product Edition

Payhawk has rolled out its Fall '25 Product Edition, extending its AI Office of the CFO stack with task-focused finance agents. The goal is simple: fewer chats, more completed work. For finance leaders, this points at measurable outcomes-faster closes, cleaner compliance, and fewer manual tickets.

The company notes a gap in the market: many AI agents lack enterprise-grade controls like permissions, policies, multi-tenancy, audit trails, and strict data security. That limits adoption at scale. This release is built to operate inside your existing roles and approvals while leaving a full audit trail.

What's in the release

• Financial Controller Agent: Accelerates month-end by chasing receipts, uploading documents, and flagging anomalies-so less follow-up, more reconciliation.
• Procurement Agent: Applies budgets and policies, routes approvals, and removes the need for forms or tickets.
• Travel Agent: Books compliant travel based on user preferences and auto-compiles trip reports for faster approvals.
• Payments Agent: Resolves issues with transactions, reimbursements, or blocked cards, reducing helpdesk load.
• Global payments: 0.3% FX across 115 currencies via a partnership with JP Morgan Payments (learn more).
• Controls: Enhanced roles and permissions to align agents with existing company policies and approvals.

Why finance teams should care

Most AI tools add another interface; few finish the work within enterprise guardrails. These agents aim to do the repetitive steps, enforce policies, and keep the evidence-so audits are faster and decisions happen sooner.

If your bottlenecks are receipt collection, purchase routing, travel compliance, or payment support tickets, this covers the high-frequency pain.

How this fits your stack

• Use the Financial Controller Agent to pull receipts and surface anomalies before close meetings.
• Let the Procurement Agent enforce budgets and policies at the request stage-no extra forms.
• Standardize travel with pre-approved options and automatic trip summaries.
• Push payment issues to the Payments Agent to cut helpdesk volume.
• Keep everything auditable: actions tied to roles, policies, and approvals you already run.

Leadership perspective

"Enterprises don't need more chat, they need outcomes. The majority of agents on the market today lack enterprise capabilities to be adopted at scale, such as permissions, policies, multi-tenancy, audit trails, and data security standards - all absolutely critical for business payments. Our AI agents act within your controls and finish real finance tasks, so the easy thing for employees is also the right thing for the business." - Hristo Borisov, CEO and co-founder of Payhawk

Practical next steps for CFOs and Controllers

• Identify one process per area to pilot: month-end receipts, purchase requests, travel booking, payment support.
• Lock roles, policies, and approval chains before rollout; test exceptions and escalations.
• Track hard metrics: close time, receipt capture rate, policy violations, ticket volume, approval cycle time.
• Validate audit trails with internal audit and InfoSec; confirm data boundaries and multi-entity handling.
• Model FX economics vs. your current costs to quantify the 0.3% FX impact across currencies and subsidiaries.

If you're equipping finance teams to work with AI agents, see practical resources and tools for finance at Complete AI Training.