Sixfold partners with INFORCE to scale underwriting AI
March 2, 2026
Sixfold and INFORCE have struck a strategic partnership to push underwriting automation deeper into insurer workflows. INFORCE will embed Sixfold's underwriting AI into its transformation services, helping carriers modernise operations without re-architecting core systems.
Built for underwriting, Sixfold's AI ingests carrier-specific guidelines to deliver appetite-aligned recommendations, prioritise submissions, and run AI agents that move cases forward autonomously. The aim: free underwriters to focus on strategy, broker relationships, and portfolio performance.
The platform plugs into existing underwriting tools to speed adoption and time-to-value. It's already in use at global insurers including AXIS, Zurich Insurance Group, and Generali GC&C, and has processed more than 1 million submissions across 40+ lines.
"As insurers continue to modernize their core operations, underwriting remains a fundamental area where technology can deliver meaningful productivity and competitive advantages," said Brian MacKenzie, INFORCE president and CEO. "This partnership with Sixfold combines INFORCE's deep integration expertise with Sixfold's AI, built specifically for underwriting, enabling our clients to scale their underwriting capabilities without re-architecting systems. It's about delivering tangible outcomes, such as faster time-to-quote, improved risk consistency, and less manual work for underwriters."
"INFORCE has a long history of helping insurers modernize their technology stack in meaningful ways," added Roger Ferrandis, head of partnerships at Sixfold. "Partnering with a systems integrator that truly understands the insurance ecosystem means we can drive impact, faster. Together, we'll help insurers reduce manual work, increase quality quotes, and strengthen broker and client relationships while improving underwriting results."
What this means for insurers
- Faster time-to-quote through automated triage, prioritisation, and straight-through actions where safe.
- More consistent risk selection by aligning to carrier appetite and underwriting guidelines at scale.
- Less swivel-chair work: fewer manual lookups, data wrangling, and handoffs across tools.
- Better submission quality and broker experience with quicker responses and clearer declinations.
- Tighter governance: guideline adherence, audit trails, and measurable underwriting discipline.
Where to start
- Pick a target line with high submission volume and clear appetite rules (e.g., mid-market P&C or selected specialty classes).
- Codify appetite and referral rules you already use; feed them to the AI so it reflects current practice.
- Map integration points with your intake, workbench, and policy systems to avoid duplicative data entry.
- Prioritise data sources that lift hit ratio and loss ratio: broker submission data, third-party enrichment, historical outcomes.
- Define guardrails: when to auto-advance, when to refer, and what must stay human-in-the-loop.
- Pilot with a small group of underwriters, measure results, then scale by territory or segment.
- Track a simple scorecard: time-to-quote, triage accuracy, submission-to-bind, referral rates, and loss ratio impact.
Implementation scope
The collaboration starts with joint implementation engagements across property & casualty, specialty, and life & health. INFORCE will support planning, integration, rollout, and ongoing optimisation to align Sixfold's AI with underwriting and strategic goals.
To learn more about the platform, visit Sixfold. For broader context on deploying AI in underwriting, see AI for Insurance.
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