Vanguard Launches AI Tool to Help Advisors Analyze Portfolios
Vanguard has introduced Expert Insights, an AI-powered tool designed to help financial advisors analyze client portfolios and deliver personalized investment guidance. The tool is currently in pilot with select advisors and will be integrated into Vanguard's Portfolio Analytics Tool later this year.
The tool uses a foundational large language model developed in-house by Vanguard. Lauren Wilkinson, CIO of Financial Advisor Services at Vanguard, said the firm built Expert Insights "from the same objective perspective and trusted reliability" that defines Vanguard's portfolio analysis work.
Vanguard will offer Expert Insights at no cost. Once embedded in the Portfolio Analytics Tool, any advisor can access it by creating a free account on Vanguard's website-Vanguard funds do not need to be in the portfolio. The tool asks advisors for portfolio goals but not client names.
Growing Demand for Analysis
Vanguard's annual portfolio analysis engagements with advisors have quadrupled over the past six years. The new tool addresses that demand by automating the initial analysis work advisors typically handle manually.
Sid Ratna, head of digital and analytics for financial advisor services, said Expert Insights gives "advisors with a clear, straightforward way of communicating the advantages of their clients' portfolios."
Part of a Broader Toolkit
Expert Insights joins several other AI-driven tools Vanguard has released for advisors in recent years:
- Client-Ready Article Summaries (May 2025): Uses generative AI to create customizable synopses of market perspectives
- Stress Testing: Evaluates portfolio performance under extreme market conditions and simulates more than 75 market scenarios
- Health Care Cost Estimator: Forecasts clients' health care expenses
- Social Security Calculator: Projects benefit amounts and optimal claiming strategies
AI as Support, Not Replacement
Wilkinson said Vanguard's approach keeps AI tools in the "assist and augment" categories. "Vanguard will provide trusted AI insight for advisors, and the advisors will provide the judgment," she said.
The strategy reflects a deliberate choice: advisors retain decision-making authority while AI handles analysis work. That separation matters for client relationships and regulatory oversight.
For managers evaluating AI tools across your organization, understanding this distinction-between AI that automates routine analysis and AI that makes decisions-is critical. Learn more about generative AI and LLM applications in professional settings, or explore AI strategy for executives making technology decisions.
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