WyldSafe helps insurance pros turn wildfire risk into documented mitigation
Wildfire losses are getting more severe, and policyholders need clear steps that qualify for discounts and grants. WyldSafe is a new mobile app that analyzes a simple exterior video and produces frame-by-frame wildfire risk assessments-free for homeowners. For insurance brokers and agents, this means clean documentation, prioritized work plans, and faster proof for discount eligibility under California's rules.
"Within 10 minutes of an ember landing on a small door, our ADU was completely engulfed," said founder Nate Siggard. "I built WyldSafe so families can find their vulnerabilities before a fire finds them."
How it works
Homeowners walk the perimeter, record a video, and upload it to WyldSafe. The app's patent-pending computer vision reviews every frame and flags ignition risks with location-level detail.
- Combustible vegetation and overhangs
- Vulnerable roof materials and eaves
- Unscreened or damaged vents
- Wood fencing and attachments near structures
- Other common points where embers lodge and start fires
The output: a report with risk ratings, repair priorities, cost estimates, and a suggested timeline for maximum hardening. Assessments are free; costs are covered by a network of mitigation vendors and community stakeholders.
Why this matters for insurance
California's Regulation 2644.9 requires carriers to offer discounts for 12 specific mitigation actions. AB 888 (California Safe Homes Act) funds grants for qualifying homeowners, and AB 38 mandates wildfire disclosures during home sales. The friction point is proof-what applies, what's completed, and what should be done next.
WyldSafe closes that gap with standardized assessments that are easy to review and file. This helps brokers and agents move clients from intent to verified action-then into the discount pipeline.
California Department of Insurance: Wildfire Mitigation Discounts
AB 38 (2021): Wildfire disclosure requirements
Professional dashboard for brokers and agents
WyldSafe is launching a monthly subscription for insurance professionals who guide clients through discounts and grants. You get visibility, tracking, and documentation that fits your workflows.
- Client dashboard: view assessments and risk scores in one place
- Mitigation tracking: see progress from recommendation to completion
- Proof pack: generate documentation supporting Regulation 2644.9 discounts and grant applications
- Referral links: connect client assessments to your account for ongoing visibility
Result: fewer back-and-forth emails, clearer expectations, and a stronger case for preferred pricing where applicable.
Vendor-neutral network that helps you close the loop
WyldSafe is building a curated network of contractors, landscapers, roofers, and product providers. The goal is simple-connect pre-qualified homeowners with vetted pros who can complete the work.
- Fire-resistant vents and ember screens
- Exterior sprinkler systems
- Spray-on fire retardants
- Defensible space landscaping
- Class-A roofing and related upgrades
No single-vendor bias. Recommendations focus on the most cost-effective, long-term fix for each property.
From emergency response to prevention
Siggard's family nearly lost their home in the 2018 Woolsey Fire, and he later volunteered during the January 2025 LA fires, monitoring emergency radio and relaying updates for hours on end. The takeaway was blunt: crews can't reach every address during a fast-moving event. Preparation has to start well before the smoke.
Value you can use this renewal cycle
- Faster mitigation proof for discount files and underwriting notes
- Clear homeowner directions with costs and timelines
- Higher client retention through proactive guidance
- Stronger documentation for AB 38 disclosures and AB 888 grant applications
Availability and next steps
Homeowner assessments are live at wyldsafe.com. Insurance professionals can request the dashboard at wyldsafe.com/partners.
Contractors and product vendors can inquire about the partner network at partners@wyldsafe.com.
About WyldSafe
WyldSafe is a patent-pending wildfire risk assessment platform that uses computer vision and AI to help homeowners identify vulnerabilities before disaster strikes. Founded in 2025 by a Woolsey Fire survivor and LA fires emergency response volunteer, the company offers free homeowner assessments and subscription tools for insurance and real estate professionals working with California's new wildfire policies. Learn more at wyldsafe.com.
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