WyldSafe Uses Patent-Pending Computer Vision to Help Homeowners Qualify for California Insurance Discounts-And Gives Insurance Pros the Documentation They Need
Wildfire risk is now a pricing and retention lever. WyldSafe, a new mobile app launched in December 2025, gives homeowners a free, AI-driven exterior assessment and turns it into evidence brokers and carriers can use for discounts, grants, and mitigation follow-through.
Built after hard-won lessons from recent LA fires, the platform analyzes a simple video walkthrough of a property and produces a prioritized, costed plan for home hardening-plus exportable documentation. For insurance professionals, this means less back-and-forth, fewer vague "mitigation pending" notes, and clearer paths to applied credits.
What WyldSafe Delivers
- Frame-by-frame detection of ignition risks: combustible vegetation, vulnerable roof materials, unscreened vents, wood fencing, and other common issues.
- A homeowner-facing report with risk ratings, repair priorities, estimated costs, and timelines.
- No-cost assessments for homeowners, funded by a network of wildfire-hardening vendors and resilience partners.
"Within 10 minutes of an ember landing on a small door, our ADU was completely engulfed… I built WyldSafe so families can find their vulnerabilities before a fire finds them." - Nate Siggard
Why This Matters to Insurance Professionals
- Documentation for discounts tied to California Regulation 2644.9's 12 home-hardening measures.
- Clear, itemized mitigation plans to move clients from "intent" to "completed," supporting underwriting notes and renewal decisions.
- Lower friction for clients who qualify for grant help under AB 888 and need proof of conditions and work performed.
- Seller disclosure support tied to AB 38 requirements during property transfers.
Professional Dashboard: Built for Brokers and Agents
WyldSafe is launching a subscription dashboard for insurance brokers and real estate agents who need a clean way to supervise multiple properties and clients under California's evolving fire rules.
- Client assessment viewing, mitigation tracking, and document generation for discount eligibility and grant applications.
- Custom profiles and referral links that connect assessments to your account automatically.
- Progress tracking from initial video upload through completed home-hardening projects.
"There's a disconnect between what Sacramento has built and what homeowners actually know. Someone in a high-risk zone might be sitting on thousands of dollars in potential insurance savings and not even realize it." - Nate Siggard
How It Works
- The homeowner records a short video walking the exterior of their property.
- WyldSafe's patent-pending computer vision analyzes each frame, flags vulnerabilities, and scores risk.
- The system generates a prioritized plan with estimated costs and timing, plus provider options.
- The homeowner and their broker receive documentation they can use with carriers and grant programs.
Vendor-Neutral Network for Faster Follow-Through
WyldSafe is building a vetted network of contractors, landscapers, roofers, and product manufacturers with no single-vendor bias. Partners include categories like fire-resistant vents, spray-on retardants, exterior sprinkler systems, defensible space landscaping, and Class-A roofing installation.
This network turns assessments into action by connecting motivated homeowners-who already understand their risks and budget-to qualified providers ready to do the work.
From Emergency Response to Prevention
WyldSafe grew out of on-the-ground experience during the January 2025 LA fires and the earlier Woolsey Fire. The takeaway was simple: crews get overwhelmed fast. Preparedness has to happen before smoke is in the air.
"I listened to addresses getting called in one after another with no response-crews were completely overwhelmed. We can't just wait for emergency response. We have to help people prepare before the fire comes." - Nate Siggard
Policy Context and Helpful Resources
- California's "Safer from Wildfires" framework outlines the 12 mitigation measures tied to discounts. See official guidance.
- AB 38 requires wildfire disclosure during home sales. Learn more from CAL FIRE.
Availability
WyldSafe assessments are available now at wyldsafe.com.
- Insurance brokers and real estate professionals can apply for dashboard access at wyldsafe.com/partners.
- Contractors, landscaping companies, and product vendors can inquire about the partner network at partners@wyldsafe.com.
About WyldSafe
WyldSafe is a patent-pending wildfire risk assessment platform that uses computer vision and AI to help homeowners identify property vulnerabilities before disaster strikes. Founded in 2025 by a Woolsey Fire survivor and LA fires emergency response volunteer, WyldSafe provides free assessments to homeowners and subscription tools for professionals working under California's new wildfire rules. Learn more at wyldsafe.com.
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