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AI agent for policy makers

Benefit Eligibility Rule Simulation Agent

A comparison of current and proposed rules showing winners, losers, cliffs and cost, with a gentler option where needed

Benefit Eligibility Rule Simulation Agent: what goes in, what the agent does and what you get

What it does

Changing an income limit or a household rule helps some families and hurts others, and the team only learns who after launch. This agent applies the proposed eligibility rules to anonymized household data and compares them with current rules. It counts effects by group, such as family size, income band, region and age, and shows how many gain, lose or stay the same, with the amounts. It looks for benefit cliffs, where a small income rise causes a large drop in benefits. If a cliff or sudden loss appears, it tests a gentler phase-out and recalculates. It checks that the final design stays within the budget and that the data used is anonymized. The analyst chooses the design. Edge case: a rule that looks neutral on average can hit single parents with three children hard, and the agent reports that group separately.

How it works

Follow the arrows from top to bottom. The orange dashed arrow is the loop: when a check fails, the agent goes back and tries again.

Start and resultWhat it doesA check on its own workWaits for your OKGoes back and retries
Yes, continueYes, continueYes, continueApprovedNoNoNo 1 STARTS WHEN A rule change is drafted 2 USES A TOOL Load anonymized household data and both rule sets 3 DOES Apply current and proposed rules to each household 4 DOES Count gainers, losers and cost by group 5 CHECKS THE RESULT Is any household group losing a large share ofbenefits suddenly? If not: test a gentler phase-out and rerun the numbers.Back to step 3. 6 DOES Scan income ranges for benefit cliffs 7 CHECKS THE RESULT Is every cliff smaller than the limit? If not: adjust the phase-out rate and recalculate. Backto step 5. 8 CHECKS THE RESULT Does the final design fit the budget limit? If not: change the rate or income limit and rerun. Backto step 5. 9 YOU APPROVE Analyst chooses the design for the memo 10 RESULT Simulation memo with tables
Read the steps as a list
  1. A rule change is drafted
  2. Load anonymized household data and both rule sets
  3. Apply current and proposed rules to each household
  4. Count gainers, losers and cost by group
  5. Is any household group losing a large share of benefits suddenly?If not: test a gentler phase-out and rerun the numbers. Back to step 3.
  6. Scan income ranges for benefit cliffs
  7. Is every cliff smaller than the limit?If not: adjust the phase-out rate and recalculate. Back to step 5.
  8. Does the final design fit the budget limit?If not: change the rate or income limit and rerun. Back to step 5.
  9. Analyst chooses the design for the memoThe agent waits here for your OK.
  10. Simulation memo with tables

How it decides

A cliff is found when earning one more dollar reduces total benefits by more than a set amount. It tests phase-out options until no cliff exceeds the limit and the cost fits.

  • Flag any income range where a $1 rise cuts benefits by more than $100
  • Report effects separately for groups with 3 or more children and single parents
  • Test phase-out options before accepting a cliff
  • Reject designs that exceed the budget limit

Make it yours

Every agent is a starting point. You choose these settings for your own situation.

  • Cliff size that triggers a test (default $100 per $1)
  • Groups to report
  • Budget limit
  • Phase-out options to test

What keeps you in control

It always asks you first

  • Choice of design for the memo

Hard limits

  • Never uses identifiable data
  • Does not choose the policy

It stops when

  • Done: the memo is approved
  • Stop: household data is not anonymized

Set it up

We guide you through the set-up, step by step

Members get the full set-up guide for this agent. No technical skills needed: you copy, paste and upload.

10 minto set it up in your AI
5 AIsChatGPT, Claude, Copilot, Gemini, Grok
  • One set of instructions to paste into your AI, with the clicks for ChatGPT, Claude, Microsoft 365 Copilot, Gemini and Grok
  • The agent then walks you through connecting your own data, one source at a time
  • A downloadable copy with the flow chart, the rules and the full guide
Get access to this agent

An example run

What happensA proposal cut the income limit from $34,000 to $30,000. Across 18,400 sample households, 2,100 lost benefits, and a $29,900 to $30,100 band lost $4,200 suddenly, so the check failed. The agent tested a phase-out of 25 cents per dollar, which removed the cliff and raised cost by $3.1 million, still within the budget. The analyst chose that option.

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