Complete AI Training
Sign inGet my AI kit

Your job's AI kit

Get your AI kit

Tell us who you are and what you do. We show you your kit right away and email you the link: skills, prompts, AI agents, MCP servers and courses for your job.

500+ jobs ready, and we make a kit for any other job. No payment needed to look.

Share

AI agent for tax advisors

Charitable Giving Strategy Agent

Choose the giving method with the best tax result and confirm it before year end

DecisionsFinance
See how it worksGet access
Charitable Giving Strategy Agent: what goes in, what the agent does and what you get

What it does

A client gives $20,000 a year in cash while holding stock with $150,000 of gains. This agent reads the client's giving pattern, appreciated positions and tax situation. It models options such as gifting appreciated stock, donor-advised funds, bunching gifts into one year and qualified distributions from an IRA. It checks each against deduction limits, the standard deduction and any age rules. It compares the after-tax cost of each option and selects those that fit the client's goals. It rechecks before year end with updated income and market values and adjusts the proposal. The advisor approves the proposal before the client sees it. Edge case: if the client takes the standard deduction anyway, it tests bunching two years of gifts.

How it works

Follow the arrows from top to bottom. The orange dashed arrow is the loop: when a check fails, the agent goes back and tries again.

Start and resultWhat it doesA check on its own workWaits for your OKGoes back and retries
Yes, continueApprovedYes, continueNoNo 1 STARTS WHEN Fall planning or a planned gift 2 USES A TOOL Read giving history, tax data and holdings 3 DOES Model cash, stock, donor-advised fund, bunching andIRA options 4 CHECKS THE RESULT Does each option fit deduction limits andeligibility rules? If not: Adjust the amount or drop the option andremodel. Back to step 3. 5 DOES Compare the after-tax cost of each option 6 DOES Draft the proposal with steps and deadlines 7 YOU APPROVE Advisor approves the proposal 8 USES A TOOL Update with year-end income and market values 9 CHECKS THE RESULT Is the chosen option still the best and withinlimits? If not: Revise the proposal and return it for approval.Back to step 5. 10 RESULT Giving plan and checklist
Read the steps as a list
  1. Fall planning or a planned gift
  2. Read giving history, tax data and holdings
  3. Model cash, stock, donor-advised fund, bunching and IRA options
  4. Does each option fit deduction limits and eligibility rules?If not: Adjust the amount or drop the option and remodel. Back to step 3.
  5. Compare the after-tax cost of each option
  6. Draft the proposal with steps and deadlines
  7. Advisor approves the proposalThe agent waits here for your OK.
  8. Update with year-end income and market values
  9. Is the chosen option still the best and within limits?If not: Revise the proposal and return it for approval. Back to step 5.
  10. Giving plan and checklist

How it decides

It selects the option with the lowest after-tax cost of giving that fits the limits and the client's wishes.

  • Test gifting appreciated stock before cash
  • Test bunching when itemizing is close
  • Test IRA distributions for eligible clients
  • Stay within deduction limits

Make it yours

Every agent is a starting point. You choose these settings for your own situation.

  • Options tested (default cash, stock, donor-advised fund, bunching, IRA)
  • Review dates (default October and December)
  • Deduction rules (default the current tax year)
  • Client giving goals (default annual amount)

What keeps you in control

It always asks you first

  • Advisor approves the proposal before the client sees it
  • Client approves each gift through the advisor

Hard limits

  • Never make gifts or move assets
  • Never promise tax results
  • State all assumptions

It stops when

  • Done: Gifts completed before year end
  • Stop: Client changes goals, so hand to the advisor

Set it up

We guide you through the set-up, step by step

Members get the full set-up guide for this agent. No technical skills needed: you copy, paste and upload.

10 minto set it up in your AI
5 AIsChatGPT, Claude, Copilot, Gemini, Grok
  • One set of instructions to paste into your AI, with the clicks for ChatGPT, Claude, Microsoft 365 Copilot, Gemini and Grok
  • The agent then walks you through connecting your own data, one source at a time
  • A downloadable copy with the flow chart, the rules and the full guide
Get access to this agent

An example run

What happensA client gives $20,000 a year and holds stock with $80,000 of gains. The standard deduction beats itemizing. The agent tests bunching $40,000 into one year with stock gifts and saves $5,900 in tax over two years. In December a market rise changes the stock value, so it recalculates and adjusts the gift to 280 shares. The advisor approves.

More agents for tax advisors

Document handling · Administration

Tax Workpaper Input Completeness Agent

Complete, correctly matched source inputs before tax preparation starts.

8 steps1 check1 job
Compliance · Monitoring

Sales Tax Nexus Review Agent

Registration happens in time for each state where the company has nexus.

9 steps1 check2 jobs
Quality control · Data cleanup

Tax Return Workpaper Tie-out Agent

Every return line ties to a workpaper before filing.

10 steps1 check2 jobs
Quality control · Finance

Prior-Year Carryover Check Agent

A verified carryover schedule where every prior-year balance rolls into the current return or has a written reason it did not

10 steps2 checks3 jobs