Overdue Invoice Collections Agent

Chasing late payments is awkward, so it often does not happen until invoices are hard to collect. Each day this agent checks open invoices and finds those past due. Before chasing, it checks for a reason such as a dispute or partial payment, and routes those separately. It then follows the reminder ladder you set: a friendly note, a firmer reminder, a phone call script, then a final notice. A long-term customer with a good record gets a softer first step. After each reminder it checks whether payment arrived, and if not, moves to the next step after the set wait. The owner approves each message, or chooses which steps can go without review.