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AI agent for insurance claims processors

Salvage Recovery Agent

Highest net salvage recovery with the item sold, the title transferred and storage costs stopped

DecisionsAutomationOperationsInsurance
See how it worksGet access
Salvage Recovery Agent: what goes in, what the agent does and what you get

What it does

After a total loss, salvage value is lost if the vehicle or item sits too long. This agent lists the salvage items and requests bids from the buyer list. It compares the best bid with the book value and the expected recovery. If bids are low, it triggers a new round with more buyers or a changed description. It tracks title transfer and pickup until the item is gone and storage charges stop. The processor approves the sale. Edge case: the best bid is high but the buyer cannot collect for 10 days, so the agent weighs the storage cost against a slightly lower bid with fast pickup.

How it works

Follow the arrows from top to bottom. The orange dashed arrow is the loop: when a check fails, the agent goes back and tries again.

Start and resultWhat it doesA check on its own workWaits for your OKGoes back and retries
Yes, continueApprovedYes, continueNoNo 1 STARTS WHEN A total loss is settled 2 USES A TOOL List the salvage item with photos and condition 3 USES A TOOL Request bids from the buyer list 4 DOES Compare bids net of storage and pickup time 5 CHECKS THE RESULT Is the best net bid at least the target share ofbook value? If not: add buyers or revise the description and requesta new round. Back to step 2. 6 YOU APPROVE Processor approves the sale 7 DOES Confirm payment and arrange title transfer 8 USES A TOOL Track pickup and storage charges 9 CHECKS THE RESULT Has the item left and the title transferred? If not: chase the buyer and the yard, and offer the nextbid if the date passes. Back to step 8. 10 RESULT Salvage closed with the recovery recorded
Read the steps as a list
  1. A total loss is settled
  2. List the salvage item with photos and condition
  3. Request bids from the buyer list
  4. Compare bids net of storage and pickup time
  5. Is the best net bid at least the target share of book value?If not: add buyers or revise the description and request a new round. Back to step 2.
  6. Processor approves the saleThe agent waits here for your OK.
  7. Confirm payment and arrange title transfer
  8. Track pickup and storage charges
  9. Has the item left and the title transferred?If not: chase the buyer and the yard, and offer the next bid if the date passes. Back to step 8.
  10. Salvage closed with the recovery recorded

How it decides

The best bid is net of storage and pickup delay. Bids under the target share of book value start a new round.

  • Target at least 25 percent of book value
  • Net out storage at the daily rate
  • Start a new round after a failed first round
  • Move to the second bidder after 7 days of no pickup

Make it yours

Every agent is a starting point. You choose these settings for your own situation.

  • Target share of book value (default 25 percent)
  • Buyer lists
  • Pickup limit (default 7 days)
  • Storage rate

What keeps you in control

It always asks you first

  • The sale

Hard limits

  • Never sell without approval
  • Never release a title

It stops when

  • Done: item sold, title transferred and recovery recorded
  • Stop: item is under a legal hold

Set it up

We guide you through the set-up, step by step

Members get the full set-up guide for this agent. No technical skills needed: you copy, paste and upload.

10 minto set it up in your AI
5 AIsChatGPT, Claude, Copilot, Gemini, Grok
  • One set of instructions to paste into your AI, with the clicks for ChatGPT, Claude, Microsoft 365 Copilot, Gemini and Grok
  • The agent then walks you through connecting your own data, one source at a time
  • A downloadable copy with the flow chart, the rules and the full guide
Get access to this agent

An example run

What happensA sedan with a $14,000 book value drew bids of $2,900 to $3,200. The target was $3,500, so the check failed. The agent added four buyers and updated the damage photos. Round two reached $3,900. The processor approved the sale and the agent tracked pickup in 4 days.

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