About Amigo AI
Amigo AI is an AI-powered personal finance agent available as a web beta that helps users consolidate accounts, budgets, goals, debts, assets and recurring expenses in a single place. It can parse bank statements and PDFs, offers GST-specific support for Indian users, and provides multilingual options.
Review
Amigo AI aims to add an intelligence layer to personal finance tracking by combining automated document parsing, account aggregation and an AI chat interface for financial questions. The product is currently in web beta with free options listed on the launch page, and emphasizes a privacy-first approach where user data is not used to train the AI.
Key Features
- AI chat across accounts: ask questions about spending, budgets and goals using multiple reasoning tools.
- Document parsing: upload PDFs or statements and extract transactions and insights automatically.
- Unified tracking: manage multiple accounts, categorize expenses, monitor assets, debts and recurring payments.
- GST support and multilingual interface: built-in tools for GST (India) and support for several languages including Chinese, Spanish, French and Russian.
- Asset tracking: supports mutual funds, stocks, fixed deposits and crypto, with plans to expand integrations.
Pricing and Value
The launch page lists free options and mentions lifetime access as part of the product launch. As a web beta, some features are available at no cost now, while advanced account integrations and future commercial tiers may be added over time. The core value comes from saving time on manual reconciliation and document work, and from contextual AI explanations that go beyond raw numbers.
Pros
- Privacy-first claim: states that user data is kept private and is not used to train the model.
- Instant statement parsing saves time compared with manual entry from PDFs.
- All-in-one hub for accounts, budgets, goals and recurring expenses reduces fragmentation.
- Useful for users in India thanks to built-in GST tools, and accessible to non-English speakers via multilingual support.
- Supports a range of assets (investments, crypto) and shows intent to expand integrations.
Cons
- Web product is in beta, so users may encounter rough edges and feature gaps as it matures.
- Global bank linking and direct integrations are limited at launch and expected to expand later.
- Some users who prefer full manual control (for example, advanced spreadsheet users) may miss granular export and customization options initially.
Overall, Amigo AI is a strong fit for individuals who want a simpler way to consolidate accounts, parse statement PDFs and get AI-backed explanations of spending and progress toward goals. It makes the most sense for personal users and small investors who value privacy and multilingual support, while power users or those needing enterprise-grade bank integrations may want to wait for broader connectivity and additional refinements. Visit the website at amigo.finance for current details and to try the beta.
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