FinovateEurope 2026: Executive Briefings That Will Move Your Roadmap
FinovateEurope returns to London on February 10-11 with three Executive Briefings built for teams that own growth, risk, and P&L. Expect clear use cases, operating playbooks, and questions you can take straight to your next steering meeting.
Focus areas for 2026: women in fintech, integrating AI across core banking operations, and the shift from embedded finance to platform banking. Speaker details are coming, but the outcomes are already clear.
Women in Fintech: How Can We All Make Sure We Are Moving The Needle?
Open to all attendees. This session tackles what actually changes outcomes: executive accountability, sponsorship over feel-good mentoring, and hiring and retention systems that survive a tough job market.
Tuesday, February 10 - 10:40am-11:20am
- Build a 30/60/90 plan for sponsorship programs (targets, owners, and meeting cadences).
- Tighten recruiting with structured interviews and calibrated scorecards to remove guesswork.
- Set measurable KPIs: shortlists with gender balance, offer rates, acceptance rates, 12-month retention, promotion velocity.
- Create a "career moments" map (returnships, parental leave, re-entry, leadership rotations) with defined support.
- Tie leadership bonuses to goals that matter (representation in senior roles and attrition deltas by cohort).
- Questions to bring: Where are we losing candidates in the funnel? Which teams show the widest pay variance? Do we have sponsorship or just mentoring?
The AI Competitive Imperative: Ten Solutions You Need to Know Today
This briefing is built for institutions moving from pilot to production. You'll see practical AI in fraud, AML, lending, collections, and customer intelligence-plus the governance, testing, and integration patterns that keep auditors comfortable and budgets intact.
Tuesday, February 10 - 3:20pm-4:00pm
- Implementation flow: problem framing → data readiness → model selection → red-team and bias testing → shadow mode → phased rollout → value tracking.
- Guardrails that pass scrutiny: explainability thresholds, model risk review, monitoring SLAs, and human-in-the-loop for high-impact decisions.
- Vendor diligence checklist: data lineage, fine-tuning approach, drift alerts, SOC2/ISO status, on-prem/VPC options, and exit plan.
- Integration patterns: event-driven scoring, decision APIs, and feature stores shared across fraud, credit, and CX.
- ROI you can defend: (losses avoided + cost saved + revenue lift) - (licensing + infra + change management).
- Ten solution areas: identity proofing/KYC, KYB and risk scoring, fraud detection, AML transaction monitoring, credit underwriting, collections optimization, document automation, contact-center assistants, next-best-action, and analyst/copilot tooling for frontline bankers.
If your team needs a quick scan of vetted tools, explore this curated overview of AI tools for finance: AI tools for Finance. For AI and data protection guidance, see the UK ICO's resources: AI and data protection.
From Embedded Finance to Platform Banking
Embedded finance is now standard in retail, travel, and software. The next edge for banks is platform banking: productizing your balance sheet and capabilities through APIs, partnerships, and distribution that meets customers where they already are-while keeping risk tight and economics sound.
Wednesday, February 11 - 11:30am-12:10pm
- API strategy that pays: clear product catalog (payments, accounts, lending), pricing by usage/tier, and support playbooks for partners.
- Defend against super apps by matching convenience: instant onboarding, unified identity, and context-aware offers through partners.
- Banking-as-a-Service risk controls: partner selection, ongoing monitoring, transaction oversight, and brand/use-case restrictions.
- Data sharing done right: consent flows, data minimization, and purpose limits-aligned with open banking standards.
- Commercials that work: take rate, rev-share, minimums, and termination terms that protect unit economics.
- Metrics that matter: partner-driven deposits/loans, time-to-integrate (sandbox to live), API error rates, MTTR, partner churn, and LTV/CAC by channel.
For technical and governance alignment, review UK Open Banking standards: Open Banking UK.
Make These Briefings Count
- Show up with a short list of problems to solve this quarter and the metrics that prove success.
- Bring a cross-functional pair: product + risk, lending + data science, or HR + business leader for the Women in Fintech session.
- Pre-book vendor and peer meetings; ask for reference architectures and live dashboards, not slideware.
- Leave with a one-page plan: owners, milestones, budget, and a 60-day check-in on outcomes.
Agenda details and speakers are on the way. Block the sessions, bring the right teammates, and convert insights into wins this quarter.
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