Fuse Launches Mark, an AI Tool to Score Insurance Submissions Against Market Data
Fuse, an AI platform for commercial insurance, released Mark, a submission assessment tool that evaluates insurance bids against live market conditions within seconds. Brokers can use it before taking submissions to market. Carriers get an independent assessment when underwriting.
The tool addresses a persistent problem in commercial insurance: information imbalance. Brokers send submissions to multiple carriers and wait days to learn which markets are interested. Carriers review high volumes of submissions without a consistent way to benchmark them against current conditions. The result is declined risks, pricing inconsistencies at renewal, and coverage gaps that emerge only at claim time.
How Mark Works
Mark analyzes submission files-ACORD forms, vehicle schedules, loss runs, declarations pages, and other documents in PDF, DOCX, XLSX, and image formats. It extracts relevant information, builds a structured scorecard, and presents an assessment aligned with how a carrier would interpret the submission.
The tool runs submissions through a five-stage evaluation framework. It considers current market conditions, exposure to risk events, coverage structure suitability, expected pricing benchmarks, and submission completeness and clarity.
Mark draws from more than 50 live data sources, including regulatory filings, financial disclosures, risk records, safety data, economic indicators, and market intelligence. These inputs refresh frequently to reflect current market dynamics.
Availability and Access
Mark is now available on Fuse's platform. Brokers can try it free for 14 days. Ongoing access is included in Professional and Enterprise tier subscriptions. The tool supports both single submissions and batch uploads for portfolio assessment.
The launch follows Fuse's earlier releases of Watch, a live peril dashboard mapping active risk events across the United States, and an Agriculture vertical, part of a broader expansion across insurance sectors.
Sean Bourgeois, Fuse's founder and CEO, said the submission process represents "the single biggest information asymmetry in commercial insurance." He added that Mark "closes both gaps" by giving every submission the same evaluation and providing consistent intelligence to brokers, underwriters, MGAs, and fronting carriers.
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