Gallagher launches AI-powered tool to benchmark client risk against peers
Gallagher has released Gallagher Blueprint, an AI-driven analytics platform designed to help clients compare their insurance programs and risk profiles against industry benchmarks. The tool generates a Risk Profile Score that identifies coverage gaps, misaligned limits, and opportunities to reduce costs while improving risk management.
The system combines AI analytics, proprietary data, and input from Gallagher specialists to produce a customized action plan. That plan aligns insurance strategy, risk priorities, and budget into specific steps to optimize coverage and manage total cost.
What the tool does
The Risk Profile Score measures how a client's insurance program compares with best practices and peer benchmarks in their sector. Gallagher specialists interpret the score and use it to inform renewal strategy, highlight specific actions to reduce risk, and build a narrative around risk quality for underwriting discussions.
In practice, the score can reveal where limits or retentions fall out of line with competitors, pinpoint loss control priorities, or demonstrate to underwriters how a client's risk profile has improved over time.
Pete Doyle, CEO of Gallagher's US retail brokerage, said: "By combining AI-powered insights with our proprietary data and our specialists' expertise, we ensure clients have the best program available in the market."
Why brokers need this now
Large insurance intermediaries are competing on data and analytics rather than price alone. As carriers and MGAs deploy their own AI tools in underwriting and claims, brokers face pressure to match that sophistication on the client side.
A benchmarking tool like Blueprint helps brokers present a stronger case to underwriters, especially in stressed lines where capacity is tight. Underwriters increasingly demand clear evidence of risk quality and improvement plans before committing capacity.
For clients, the structured, comparative view of risk and coverage can help justify insurance spend internally and support negotiations with carriers.
Blueprint reflects Gallagher's broader investment in AI and automation across its operations. The company has positioned these tools as ways to improve broker productivity and client service, not replace advisory roles.
As analytics and benchmarking become more embedded across the broker and carrier sides, how risk quality is presented-and the data behind it-will increasingly influence capacity allocation and pricing.
Learn more: AI for Insurance and Data Analysis skills are essential for brokers working with analytics-driven tools like this.
Your membership also unlocks:
