Catastrophe Event Exposure Agent

When a hurricane, flood or wildfire hits, management needs to know within hours how much of the book is exposed. This agent maps the event footprint against the policy book. It loads the latest footprint from official sources, matches policy locations to zones, and counts policies, insured values and likely losses by zone. It checks location quality first. If too many policies have poor addresses, it fixes what it can from address data and marks the rest as low accuracy with a range. It estimates exposed values and an early loss range. Each time the footprint updates, it reruns. Exposure over a set limit triggers an alert to leadership. The analyst approves before the report is shared with claims and management. Edge case: many rural policies have only a ZIP code, so the agent shows their losses as a range.