MCP server · Finance and crypto

kya labs MCP server

Lets your AI shop online by proving it is an authorized agent and paying with a one-time virtual Visa you approve.

This is a helper for your AI assistant that deals with two annoying problems when it tries to shop online for you: websites treat it like a bot and block it, and it has no way to pay. kya labs gives your AI a kind of ID badge to show merchants, and when it is time to pay, it can get a one-time virtual Visa card that you approve first. It is handy for anyone who wants their AI to browse, add to cart, or check out at online stores without handing over a real card number.

What is an MCP server? The 30-second version

On its own, your AI can only chat with you. An MCP server is a small helper program that gives your AI a new skill or a connection to an app or service. This one connects your AI to kya labs, a service that gives AI agents an identity badge and a way to pay online. Once it is connected, your AI can show that badge to shops and, when you approve, get a single-use virtual card to pay with.

What this MCP server does

You ask your AI to buy something or check out at a store. Your AI uses this helper to announce itself to the merchant as an authorized agent, and the helper gives back a token plus a hint about what to do next. If the store needs stronger proof, you approve on your phone. When it is time to pay, your AI asks for a virtual card, you approve with a tap, and the helper issues a one-time Visa locked to that merchant. After checkout, the card stops working and the whole thing is logged.

Flow diagram: you ask your AI “Buy this item for me and ask if you need approval”, the kya labs MCP server connects it to Online store, and you get back purchase done, card stops working.

Click to zoom

What you can do with it

Show a merchant that your AI is an authorized agent, not a bot
Report back whether a merchant accepted or rejected the badge
Request a single-use virtual Visa for a specific purchase
Approve each purchase yourself with a tap before any card is issued
Track which merchants are blocking or accepting your AI
Close out the record after a purchase is done

Try asking your AI

“Check out this cart at this store and let me know if you need my approval”
“This site is blocking you. Try presenting your kya badge and tell me what happens”
“I want to buy this item for 45 dollars. Get me a card and wait for my approval”
“Report back whether that merchant accepted your badge or not”

What it gives back to you

You get short answers in the chat: whether the merchant accepted your AI's badge, a link or code to approve on your phone when needed, and a virtual card number when you approve a purchase. After checkout, your AI reports the outcome and you can see a record of what happened in your kya dashboard. It also tells your AI what the next step should be.

Before you start

What you need

Node.js 20 or newer installed on your computer
An MCP client like Claude Desktop or Cursor
An API key from kyalabs.io for verified identity and virtual cards (a kind of password for apps; you get one when you sign up, and it does not expire)

Good to know

This can spend real money when you approve a purchase, so read the amount and merchant carefully before you tap approve.

Install it with your AI

Add kya labs MCP server to your AI, no technical skills needed

You don't install anything by hand. You copy one prompt, paste it into an AI that can work on your computer, and it checks, installs and connects the server for you, asking you when it needs something.

Sign in to get the install prompt

Members get a ready-made prompt that lets the Claude desktop app check kya labs MCP server, install it and connect it for them, step by step. You don't need any technical skills: you copy, paste and answer a few questions. Your connected AI can also find and install any of the 4,066 MCP servers here for you.