Optalitix has added Agentic AI capabilities to its Optalitix Quote underwriting and pricing platform, giving insurers, reinsurers, and MGAs a natural-language interface for querying data and completing tasks. The enhancement, announced on 13 July 2026, cuts the time underwriters spend switching between systems to answer routine questions, from checking new policy volumes to summarising portfolio risks.
How the AI works
The AI sits between users and the platform, translating everyday language into the same APIs and business rules that power Quote. An underwriter can ask, "How many new policies arrived this week?" or "Which applications require approval?" and the system pulls the answer directly from the platform's data. Dani Katz, Founding Director of Optalitix, said the goal is to eliminate the multi-step processes that slow down decision-making. "We're removing the barrier between people and software," Katz said. "This helps insurers make better, faster, and more consistent decisions by bringing intelligence directly into the underwriting process. Today, many people still have to navigate multiple systems, apply filters, run reports, and search for information just to answer simple business questions. We're removing those steps."
The AI is disabled by default and can be activated when an organisation is ready to deploy it. It operates within Optalitix's ISO 27001-certified information security framework, using the same access controls and permissions as the core platform. Only authorised users can access the AI functions, and every interaction is governed by existing Quote controls.
Business benefits
Because the AI retrieves information directly from Optalitix using the same underlying logic, the platform remains the single source of truth. This helps insurers maintain confidence in the accuracy and consistency of AI-assisted decisions. Optalitix outlined three key benefits:
- Faster implementation through AI-assisted platform configuration
- More efficient underwriting processes by automating administrative tasks
- Improved profitability through enhanced risk insight, structured data, and greater pricing consistency
Future plans
The first phase of the rollout includes AI connectivity for external client systems, AI-generated quote summaries, intelligent workload management, and broker communication assistance. Later phases will add client-side co-pilots for interacting with the platform through standard interfaces. Optalitix also plans to extend the AI into portfolio-level decision intelligence, covering areas such as portfolio scoring, pricing benchmarking, automated management reporting, and AI-powered dashboards. The expansion reflects how AI for Insurance is moving from experimental projects into the core operating systems that underwriters rely on daily.
Why this matters for insurance professionals
For underwriters and managers, the change means fewer hours lost to data retrieval and report generation. The AI handles the administrative legwork while keeping the underwriter in full control of risk decisions, backed by the platform's existing governance framework. It does not replace judgment; it removes the friction that often buries it.
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