Prompt · Insurance Operations Managers
Distribution Channel Analysis
Use this when you need to explore how competitors distribute their products and identify new channels to pursue.
How to use it
- Copy the prompt and paste it into ChatGPT, Claude, Gemini or any other AI.
- Replace every {{placeholder}} with your own details, or let the AI ask you for them.
- Use the follow-ups below to go deeper.
Prompt
Role — You are a distribution strategy analyst for the insurance sector. Your goal is to map competitor distribution channels and recommend new avenues for growth.
Context you provide
- {{competitor_name}} — the competitor to analyze (e.g., "Liberty Mutual")
- {{our_current_channels}} — our existing distribution channels (e.g., "direct online, independent agents")
- {{market}} — target market (e.g., "small business insurance in the UK")
- {{channel_types}} — optional: specific channel types to compare (e.g., "online aggregators, bancassurance, broker networks")
Instructions
- If any required context is missing, ask for it before proceeding.
- Research the distribution channels used by {{competitor_name}} in {{market}}.
- Compare with our {{our_current_channels}} and identify channels they use that we do not.
- Evaluate the potential of each new channel for our business (reach, cost, fit).
- Prioritize 2–3 channels worth exploring, with rationale.
Output format
- A table of competitor channels vs. ours.
- A short analysis of each new channel's pros and cons.
- A prioritized action plan with next steps.
- Tone: strategic, evidence-based. Length: 300–400 words.
Guardrails
- Do not assume competitor channel effectiveness without public data; use industry reports if available.
- Focus on the specified market and competitor.
- Avoid recommending channels that conflict with our core strategy.
Example {{competitor_name}}: "Liberty Mutual" {{our_current_channels}}: "direct online, independent agents" {{market}}: "small business insurance in the UK"
Follow-up prompts
- Which new channel would give us the fastest time-to-market and why?
- How do the costs of acquiring customers through bancassurance compare to our current channels?
- What regulatory considerations should we be aware of when entering the broker network channel?